Health insurance which provides protection against the high cost of treating severe or lengthy illnesses or disability. Generally such policies cover all, or a specified percentage of, medical expenses above an amount that is the responsibility of another insurance policy up to a maximum limit of liability. It is also used to describe those services covered by reinsurance in a capitated program.
Health insurance that provides fairly complete coverage against the high cost of treating severe or lengthy illnesses or disability, usually with little or no coverage for relatively minor expenses.
Insurance, with a very high deductible, covering an injury or illness with medical expenses that are above the normal parameters of basic health insurance.
Insurance beyond basic and major medical coverage for sever and prolonged illness, which poses the threat of financial ruin.
Health insurance that protects you against the high cost of treating severe injuries or lengthy illnesses. These policies usually cover some, if not all, of your medical expenses above an amount that is the responsibility of another insurance policy up to a maximum limit of liability.
Protection against the high cost of treating severe or lengthy illnesses or disabilities. Generally such policies cover all, or a specified percentage of, medical expenses above an amount that is the responsibility of another insurance policy. As well, there is generally a ceiling on the amount paid out.