A check hold is when a financial institution temporarily blocks your access to all or part of the funds in a deposited check until it is paid by the institution on which it was drawn. A Federal Reserve Regulation D specifies the maximum holds the financial institution can place on deposited items. A check hold may be placed on a check due to various reasons, including a check from out of town or a check payable to you for a large amount.

Procedure whereby a certain amount of a member's balance is held intact until funds are released or a certain period of time elapses. (In some cases, dividends are not earned on held funds.)

A check hold is when a financial institution temporarily blocks your access to all or part of the funds in a deposited check until it is paid by the institution on which it was drawn. Federal Reserve Regulation DD specifies the maximum holds financial institutions can place on deposited items. DCU's hold policies are more member-friendly than the maximums specified by "The Fed".