Pays for damage to your car from theft, vandalism, flood, fire or other covered perils.

Pays for damage to a policyholder's car that is not the result of an auto accident, such as theft, vandalism, fire, hail, natural disasters, hitting a deer. Comprehensive coverage requires a deductible, and will only pay as much as the car was worth before sustaining the damage.

Optional insurance that pays for damage to your auto caused by something other than a collision or the car rolling over, such as fire, theft, vandalism, flood or hail. This is frequently required if you have a car loan.