a mortgage that combines flexible additional borrowing with a home lending

A type of mortgage that combines a mortgage with a current (banking and cheque account).

(Type of mortgage - see types of mortgage for detailed definition)

A type of mortgage which can offer facilities you would expect to have with a bank current account (eg: cheque book, etc). Usually also fully flexible mortgages, they usually allow you to over- and under-pay and also take payment holidays.

A flexible mortgage with daily interest calculation that has a bank account attached to the mortgage account. Money in the bank account is offset against the outstanding balance of the mortgage on a daily basis.

This is a fully Flexible mortgage combined with a current account. Money in the current account is automatically set against the mortgage balance and interest is only charged on the outstanding amount, meaning interest payments are reduced.

A type of mortgage in which your mortgage debt is effectively held in your current account. Interest due is calculated daily as opposed to yearly, which can make a significant difference to the cost for those on a repayment mortgage. It is more flexible and allows both under-and overpayments to suit the borrower's changing financial circumstances.

is a type of mortgage that operates very much like having one massive overdraft