Electronic Bill Presentment and Payment (EBPP) - also known as ebilling or Electronic Invoice Presentment and Payment (EIPP) - is the electronic delivery and presentation of statements, bills, invoices, and related information sent by a company to its customers. Certain EBPP applications also provide the ability to electronically settle payment for goods or services. The internet and phone/IVR provides customers of banks and billing companies with methods to remit payments with convenience, as well as access billing information.