a fixed annuity with the interest earned linked to an external equity or bond index
a fixed, tax-deferred annuity like others defined on this website
an annuity that earns interest that is linked
a special type in which, while you are paying into the instrument, the insurance company gives you a return which is based on some stock market index
a special type of annuity
A type of annuity that offers the same type of minimum interest rate guarantees as a traditional fixed annuity, but also may credit additional interest depending upon the performance of an external standard, typically the stock market.
A variation of the fixed annuity. With this type of annuity, your account accumulates at a minimum fixed rate of return. Your account also may earn additional interest based on the performance of an equity index. Generally, the indices used are widely reported common stock indices, the most prevalent being the Standard & Poor's 500 Composite Stock Price Index.
In the past several years, a new type of tax-deferred annuity has become popular: Equity Index Annuities. Similar to other fixed-rate annuities, the equity-indexed annuity offers guaranteed principle, a guaranteed minimum interest rate, and your money grows tax-deferred. Unlike other fixed annuities where the company locks-in an interest rate for one or more years, the equity-indexed annuity grows based on the performance of the S&P 500 Index or other stock market indexes.