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This refers to a property which is purchased for use at weekends and for holidays only. As the borrower is not living in the property all the time, mortgage lenders have stricter lending criteria and borrowers may find that they have to put down larger deposits.

An additional property purchased to use for holidays or weekends away from the borrowerâ€(tm)s main residence. As this type of property is likely to be unoccupied for periods of time, insurers can be a little reluctant to cover them, and as a result, lenders do tend to charge higher interest rates – or even insist on a higher deposit - for the purchase of holiday homes.

property that will not be your main address or place of residence.