An insurance policy that combines liability coverage for a homeowner with hazard insurance to protect the home from wind, fire, vandalism, and other hazards.

This is a combination of liability insurance and hazard insurance in one policy.

Insurance against loss or damage to the home which includes hazard coverage, personal liability and theft.

Insurance for a specific property that protects the insured for loss caused by natural causes (i.e., fire, disasters and vandalism, depending on the terms of the policy also known as Hazard Insurance).

Coverage that includes hazard insurance, as well as personal liability and theft.

Includes the coverage of Hazard Insurance plus added coverage such as personal liability, theft away from the home.

Insurance that protects the homeowner's property against damage from fire, storms and other hazards. Most lenders require homeowner's insurance. Also known as Hazard Insurance.

Insurance required by mortgage lenders that typically covers the replacement value of a home and its contents.

An insurance policy required of the buyer that will compensate the insured for a loss on the property due to specified hazards.

Insurance to protect the consumer against financial loss due to physical damage to the insured property, due to windstorm, hail, fire, flood, certain other natural causes, vandalism and other events.

A home buyer will be required to provide a one-year homeowner's insurance policy from an insurance company acceptable to the home buyer's lender. The home buyer will be required to prepay the premium for one year from the date of closing. If the home buyer is refinancing, the policy must be in effect for 12 months after the closing date. The lender will tell the home buyer how much coverage is required when the commitment letter is issued.

Type of insurance policy that combines hazard insurance and personal liability coverage for a residence and its contents.

An insurance policy which covers personal liability and hazard insurance for a residence and its contents.

Insurance against damage to the real property and the homeowner's personal property.

Lenders require home buyers to purchase homeowner's insurance. This protects you against fire and, in some areas, floods as well. Most policies also protect the homeowner against theft and liability should someone be injured on the property.

Insurance that covers a loss due to damage, theft or injury within your home.

A type of insurance that combines liability to specified parts of a house for a specific period of time.

A combination of liability coverage and hazard insurance which protects your home against theft and damage. All lenders require this insurance.

Insurance that covers personal liability and hazards for a home and the contents inside of it.

Insurance required by mortgage lenders that home buyers must have in order to protect the investment of the property. Also called hazard insurance.

A policy that combines liability coverage and hazard insurance.

An insurance policy which protects homeowners from financial losses related the ownership of real property. In addition to covering losses due to vandalism, fire, hail, etc., most policies also provide theft and liability coverage. Flood related damage requires a separate flood insurance policy or rider.

An insurance policy which covers property and contents.

Just like you insure your automobile to protect against theft and damage, you insure your home. Homeowners insurance is required by all lenders to protect their investment, and must be obtained before closing. In most cases, coverage must be equal to the loan balance, or the value of the home.

To obtain a mortgage, homeowner’s insurance is required based on the value and contents of your home. Your lender or real estate agent may be able to help you estimate typical payments in your area.

In addition to compensating the insured for loss due to natural disasters (including fire, wind, etc.), this policy also compensates the insured for loss of contents, personal liability, etc.

A type of insurance whereby an insurer, for a premium, undertakes to compensate the insured for a loss on the specific property due to a specified hazards (e.g. fire, theft, etc.)

An insurance policy that combines hazard insurance with personal liability insurance.

An insurance policy that covers the dwelling and its contents in case of fire or wind damage, theft, liability for property damage and personal liability.

An insurance policy offers liability coverage and protects the homeowner against physical damage to the property.

An insurance policy that covers a home and its contents against loss, and protects the insured from liability claims.

A broad form of insurance coverage that combines hazard insurance with personal liability protection and other coverage.

Insurance coverage which provides compensation to the insured in case of property loss or damage. Also referred to as Hazard insurance.

This is insurance that people take out to cover any liability for negligence that occurs on or because of their property. Usually this insurance comes into play in a slip and fall, dog bite, stair collapse, or some other injury-producing event linked to the property. In addition to covering any liability as a result of negligence, homeowner's insurance often provides medical payments coverage for medical treatment for injuries that happens on the property regardless of fault (usually up to $5,000.00). Therefore, if someone is injured on another person's property that injured party may be able to recover their medical expenses even if no one is at fault.

Always required by lenders in a mortgage transaction. Includes hazard insurance, and flood insurance if the property is located in a flood zone.

insurance covering your home and its contents in the event of a disaster such as: fire, theft, tornado, etc. Homeowners' insurance is required by law for homes with mortgage loans.

Insurance covering damages that may affect the value of a home, plus personal liability and theft coverage.

Insurance that includes hazard insurance, personal liability, and theft coverage.

Property insurance that protects homeowners against theft, personal liability, and fire.

A policy that protects you and the lender from fire or flood, which damages the structure of the house; a liability, such as an injury to a visitor to your home; or damage to your personal property, such as your furniture, clothes or appliances.

An insurance that combines protection against direct damage to a dwelling and unforeseen events that may result in someone's injury or property damage.

An insurance policy that includes hazard coverage, covering loss or damage to property, as well as coverage for personal liability and theft.

An insurance policy that merges personal liability insurance and hazard insurance coverage for your home and its contents.

A required insurance policy that combines personal liability and hazard insurance coverage for a property and its contents.

Insurance coverage required by a mortgage lender to insure against such potentially catastrophic damage to a home (the lender's collateral) as flood, fire, tornado, or hurricane. Homeowner's insurance also provides liability coverage in case someone is injured on your property.

Also called hazard insurance. It should be at least equal to the replacement cost of the property you are purchasing to ensure that your home can be fully rebuilt in case of a total loss. Most buyers choose a policy that includes personal liability insurance, in case someone is injured on their property; personal property coverage for loss and damage due to theft or other events; and dwelling coverage to protect the house against fire, theft, weather damage and other hazards. Flood and earthquake insurance can also be included in this policy.

A policy which covers a home owner for any loss of property due to accident, intrusion or hazard.

A type of insurance that includes coverage for loss or damage of property, additional living expenses incurred as a result of property loss or damage and personal liability.

Insurance that will pay for the cost to repair damage to a home. Damage from storms, fire and financial loss due to theft is typically covered, although insurance policies vary. Damage caused by flooding usually is not covered but homeowners may purchase extra insurance that specifically covers flood damage. Homeowner's Insurance is sometimes referred to as hazard insurance.

Insurance that covers the house and its contents in the case of fire, wind damage or theft. It also covers the homeowner in case someone is injured on the property and brings suit.

A type of insurance that protects an insured from the financial losses resulting from damage to the insured's home or contents or resulting from being held liable for the losses of others suffered while on the insured's property.

Insurance (over and above personal liability and theft coverage) that insures against damages that may affect the value of a house.

Broad-based insurance policy that contracts to protect the insured from enumerated causes of accidental injuries to others. The accidents usually are not confined to acts that happen on the insured's "home" premises but also includes accidents that happen elsewhere. Renters of premises can obtain Renter's Insurance.

A policy that protects your home. Mortgage lenders always require that you have homeowner's insurance before funding your loan.

A policy with coverage that compensates for physical damage to a property from wind, fire, vandalism or other perils. Coverage should be equal to at least the replacement cost of the property to ensure that the home will be fully rebuilt in case of a total loss. Also referred to as Hazard Insurance.

An insurance policy required by many lenders when you take ownership that combines personal liability insurance and hazard insurance for the home as well as its contents.

An insurance policy that combines hazard insurance and liability coverage.

An insurance policy that combines liability coverage and hazard insurance.

insurance that protects the home and contents of the home against damages due to fire and the like, plus claims against the owner due to injury of a visitor

insurance that protects the homeowner from losses or damage to home or personal property, and from damages to other people's property. This is a requirement by the lender and is usually included in the monthly mortgage payment.

Insurance including hazard coverage that insures for damages that may affect the value of a house, in addition to personal liability and theft coverage. Available through the Kaufman and Broad Insurance Agency.

a policy that combines personal liability insurance and hazard insurance for a home and its contents. Such a policy is generally required to obtain a loan.

Insurance coverage that compensates for physical damage to a property from fire, wind, vandalism, or other hazards. The policy typically combines personal liability insurance and property hazard insurance coverage for a dwelling and its contents. Also known as Hazard Insurance.

Homeowners insurance provides damage protection for your home and personal property from a variety of events, including fire, lightning, burglary, vandalism, storms, explosions, and more. In addition, all homeowner's insurance policies contain personal liability coverage, which protects against lawsuits involving injuries that occurred on and off your property.

A contract with an insurance company, for a premium, whereby the insurer undertakes to compensate the insured (property owner) for a loss on a specific property due to fire, windstorm, and other natural hazards.

A broad form of coverage for real estate that combines hazard insurance with personal liability protection and other items.

Insurance mandated by law which covers homeowners for most causes of property damage.

An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.

This insurance includes hazard coverage for any damages that may affect the value of a house, in addition to personal liability and theft coverage.

A package of several types of insurance coverage (including personal liability, hazard and theft) available to homeowners.

An insurance policy available to residential real estate owners that protects homeowners against financial loss from fire, theft, public liability, and other risks

an insurance policy that combines protection against damage to a dwelling and Is contents with protection against claims of negligence )r inappropriate action that result in someone's injury or )property damage.

Insurance that protects a homeowner against the cost of damages to property caused by fire, windstorms, and other common hazards. Also referred to as hazard insurance.

A real estate insurance policy required of the buyer protecting the property against loss caused by fire, some natural causes, vandalism, etc. It may also include added coverage such as personal liability and theft away from the home.

An insurance policy that covers a homeowner against damages to property. It also includes liability protection for lawsuits from people injured while on the premises.

Includes the coverage of Hazard Insurance plus added coverage such as personal liability, theft outside of the home (items stolen from the insured's car), and other such coverage.