Mortgage amount required compared to property value.
This ratio denotes the percentage of value of the property that is financed by the company. This ratio usually ranges between 80-85% of the property.
The percentage of the purchase price of a home that was paid for with a mortgage.
Current Balance divided by Appraised Value
Describes the percentage size of the loan based on the value of the property. For example, if you owe €50,000 on your mortgage and your house is worth €100,000, your LTV is said to be 50%.
It is the percentage of what is owed on a property compared with the property's actual market value.
The mortgage amount expressed as a percentage of property value, for example; a £70k loan on a £100k property is 70% LTV.
Life time value. Total profit or loss calculation (more complex than simple profitability measurement) realized over the active life of the customer.
Long-Term Value or Life-Time Value. Life-Time Value is a metric used to describe the value a specific customer has over the life of their relationship with you.
Loan To Value. The ratio of the loan amount to the appraised or the purchase price. For example, if a loan amount is $80,000 and the purchase price and the appraised value is $100,000, the LTV is 80%. ($80,000 divided by $100,000).
Loan To Value. The ratio of loan amount divided by property value. Pacific Capital Bank will lend up to 90% LTV (90% of the value of the property).
Loan to Value. Depending on property type and other variables, Pacific Capital Bank can provide loans up to 75% (80% on multi-family) of the collateral's value.
Loan to Value. The amount of mortgage expressed as a percentage of the property value. For example, if your mortgage amount was £80,000 and your property is valued at £100,000 your loan to value, or LTV, is 80%. Monthly Interest A method of calculating mortgage interest on a monthly basis.
Loan to Value. The relationship between the principal balance on the mortgage and appraised value of the property. The lesser of purchase price and appraisal determines this value.
The relationship between the amount of money borrowed and the apparised value of the property.... read full article
Loan to value; this is the relationship between the total amount of borrowing secured against an asset and the value of the asset. It is usually expressed as a %.
Loan to value- a mortgage amount expressed in percentage, of the property's value or what you have paid for the property.
Loan to value ratio. This is what a lender uses to determine the maximum amount to lend on a particular property. A lender who will lend 80% LTV would therefore make a loan of $160,000 on a $200,000 property.
The size of the mortgage worked out as a percentage of the price you are paying for the property or valuation. (If your property was valued at £80,000, a £60,000 mortgage would be a 75% Loan to value.
The ratio of amount borrowed to appraised value of sales price of real property expressed as a percentage.
This stands for Loan to Value which is ratio between size of loan and value of property. So, for example if you require a £90,000 mortgage on a property valued at £100,000 the loan-to-value you require is 90%. Back to the Top
Loan to Value - the amount of a mortgage expressed as a percentage of the value of the property's value or what you pay for the property.
Loan to value. The size of a mortgage quantified as a percentage of the property's value.
Loan to Value. The percentage of the home's price that is paid for by a mortgage. If the buyer makes a $20,000 down payment and borrows $80,000 to purchase a $100,000 home, the mortgage is 80 percent of the price of the house. Therefore, the loan-to-value ratio is 80%. When refinancing a mortgage, the loan-to-value ratio is computed using the appraised value of the home, not the sale price.
The ratio of the total loan amount to the value of the property. For lending purposes, the property value is equal to the purchase price or the appraised value, whichever is lower.
Loan to value. What you owe versus what you own. For example: a 70/30 LTV means that you owe 70 percent of the item's worth and you own 30 percent of the items worth. Utilized with Private Mortgage Insurance (PMI).
Loan to Value. The relationship between the amount of a mortgage loan and the appraised value of the security expressed as a percentage of the appraised value.
Loan to Value. This is the amount a lender will be prepared to lend on a property, based on a current market valuation. Typically, most lenders are prepared to lend up to 90% of a propertyâ€(tm)s LTV. So, if a house was valued at £100,000, the maximum mortgage available would usually be £90,000. If you need a LTV of more than 75%, your lender may charge you an additional fee, known as a ‘Higher Lending Chargeâ€(tm).
Loan To Value. In most cases, a home is worth more than the mortgage balance. In other words, the mortgage balance is a percentage of what the home is actually worth. The percentage represents the Loan To Value. For example, if a home is worth $100,000 and the mortgage owed is $80,000, the LTV is 80%.
Loan To Value. This is the amount of money borrowed as a percentage of the property's overall purchase price (or value, whichever is lower). For example, if a deposit of £25,000 is provided when purchasing a property valued at £100,000, then the mortgage amount borrowed will be £75,000; the LTV is therefore £75,000 divided by £100,000, or 75%.
Loan to Value. A figure representing the size of loan to a property's worth as a percentage. Hence mortgages where no deposit exists have 100% LTV.
Loan to Value. The amount of loan to be obtained in ratio to the current appraised value of the property. For example: If the mortgage was £80,000 and the property value was £100,000, the LTV would be (80,000 / 100,000) x 100 = 80%.
LOAN TO VALUE. The ratio, expressed as a percentage, of the loan amount to the lesser of the sales price or appraised value (value) of real property.
Loan to Value. This refers to the size of the mortgage as a percentage of the value of the property i.e. A £45,000 mortgage on a house valued at £50,000 would mean that the LTV would be 90%.
Loan to Value. It is a way of showing the amount of lending secured on a property using a percentage of the value of a property. For example, a property worth £200,000 with a current mortgage balance of £100,000 would have an LTV of 50%.
(loan to value) - The ratio between the mortgage loan amount and the value (purchase price or appraised value) of the property, usually expressed as a percentage, that is, like 75% LTV.
Loan To Value. This refers to the size of the mortgage in relation to the value of the property. For instance a mortgage of £75,000 on a property of £100,000 value is said to be 75% LTV.
Loan to Value. LTV is the amount of money you borrow compared to the price of the property you are buying.
Loan-to-Value Ratio is the amount a lender will lend on a project relative either to its total appraised value or to its costs.
Loan to Value. The ratio of the loan amount to the value of the property. E.g. £85,000 loan against a property value of £100,000 would be an LTV of 85%.
Loan to Value. The mortgage amount divided by the value or purchase price.
The relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage.
Loan-to-Value Ratio - The relationship of a mortgage to the appraised value of a security. This ratio is expressed to a potential purchaser of property in terms of the percentage a lending institution is willing to finance. The LTV Ratio for refinanced loans is based upon the original paid-off-loan information.
Loan to Value. This is expressed as a percentage figure of the lower of the sales price or appraisal divided by the loan amount. If a purchase loan reflects 80% LTV that means the borrower paid a 20% down payment.
loan to value. Expressed as a percentage, the Loan to Value is the percentage of the value of the property which the borrower is looking to borrow.
Loan to Value: Proposed loan amount divide by the value of the property.
Loan to Value. LTV is the amount of the loan(s) against the property divided by the estimated (or appraised) value of the property. The result is a percentage which is used to determine both the equity in the property and loan programs which your present LTV allows you to qualify.
Literally means Loan to Value. This is a measurement of the mortgage amount against the value of the property or the price that you are actually paying. A £157,500 mortgage on a property for which you paid £175,000 would be a LTV of 90%. Lenders tend to charge a Mortgage Indemnity Premium on mortgages with a loan to value of anything about 75%. Some don't so ask about this.
This is a ratio between the amount borrowed and the value of the home (often called the equity). When Banks lend money for a refinance on a home, they want to maintain a certain LTV. Example: Loan amount \ Homes value = LTV.$90,000 loan divided by the homes value $100,000 = 90% LTV When banks lend money on homes they set the LTV according to the borrower's qualification and the type of home being purchased. Typical LTV's are: 90% for owner occupied 80% for non-owner occupied homes 50% for vacant land
Loan to value. A percentage figure indicating the size of the mortgage on a property in relation to its value. Thus, a house worth £120K with a mortgage of £60K would have an LTV of 50%. Better mortgage deals are available for lower LTVs - 75% and below.
"Loan to Value." If you are selling a house worth $100,000 and your buyers are borrowing $75,000 that creates a 75% loan to value. A lender will give the buyers the highest loan to value based on their credit.
Stands for Loan To Value. This is the size of the loan/mortgage outstanding as a percentage of the value of the property or price being paid for the property, for example, a property valued at £50,000 with a mortgage of £45,000 would have an LTV of 90%.
Loan to value. This is the size of the mortgage as a percentage of the value of the property or the price you are paying for the property. (A £45,000 mortgage on a house valued at £50,000 would mean an LTV of 90%.
Loan to Value. This is a percentage figure of the loan amount in relation to the property value. For instance a £100,000 property bought with a mortgage of £70,000 has an LTV of 70%. The higher the LTV, the higher the interest rate charged will be; above certain LTVs a Higher Lending Charge comes into effect.
"Loan-to-value" ratio. The ratio of the mortgage amount to the appraised value of the property.
Loan to Value The ratio of the mortgage loan amount to the property's appraised value.
Loan to Value. This term explains the relationship between the value of the property and the amount of mortgage, e.g. a mortgage of £75,000 on a property valued at £100,000 would have an LTV of 75%. The higher the LTV required (i.e. the more of the property value being borrowed), the fewer lenders willing to lend.
Loan to Value. The relationship between the appraised value of the property and the amount of the mortgage against it expressed as a percentage.
loan to value. The percentage of loan available toward the value of the property.
The ratio of a mortgage loan balance to the secured property's appraised or market value.
This means 'Loan To Value' and is the proportion of the value or price of the property (whichever is the lower), that you borrow on a mortgage. For example, a £63,000 mortgage on a house valued at £70,000 would mean a LTV of 90%.
Loan to Value Ratio. The amount borrowed compared to the value of the purchased property.
Loan to Value. The percentage of money borrowed in the form of a mortgage against the appraised value or purchase price of the property.
Loan to value. This is the ratio between the size of the loan you are seeking and the mortgage lenders valuation of the property.
This stands for "Loan To Value", and refers to the amount of a mortgage as a percentage of the value or purchase price of a property. For example, a £90,000 mortgage on a house worth £100,000 would represent a LTV of 90%.
Loan to Value. A ratio used by lenders to calculate the loan amount requested as a percentage of the value of a home. To determine the loan to value ratio, divide the loan amount by the home's value. The LTV ratio is used to determine what loan types the borrower qualifies for as well as the cost and fees associated with obtaining the loan.
Commonly referred to as loan to value ratio, this figure tells the lender what percentage of the purchase price the loan is going to be. Eg. (On a 100,000.00 house a 97%LTV would equal 97,000.00)
Loan to Value. This is the ratio of the loan amount to the property valuation expressed as a percentage. E.g. If a borrower is seeking a loan of £200,000 on a property worth £400,000 it has a 50% loan to value rate. If the loan were £300,000, the LTV would be 75%. The higher the loan to value the greater the lender's perceived risk. Lenders will be more cautious in underwriting high loan to value loans. Loans above normal lending LTV ratios may require additional security.
Loan to value. Ratio of the amount borrowed to the value of the property. If you're borrowing £70,000 to buy a £120,000 property, the LTV ratio is 70 per cent. The higher the LTV the more likely it is that you'll have to pay a mortgage indemnity premium that insures the lender against you defaulting on the loan. Borrowers with low LTVs can also usually achieve better deals on their mortgages because they are less risky customers for lenders.
Loan to Value. the ratio of the loan amount to the value or price of the property.
The ratio between the mortgage loan amount and the value of the property usually expressed as a percentage, i.e. 75% LTV. The value of the property for lending purposes is the purchase price or appraised value, whichever is lower.
LOAN TO VALUE. The ratio of the loan amount divided by the property value.
Loan To Value. The ratio of the loan to the value of the property. (Example: $100,000 house / $70,000 loan, equals a 70% LTV)
Loan to Value. The extent to which a property is leveraged.
Loan to Value Ratio. The loan amount divided by the lesser of the sales price or appraised value. A LTV ratio of 90% of the value of the property and paying 10% as a down payment.
LOAN TO VALUE. The percentage of the loan against the value of the property. For example, if a property is valued at £100,000 and the loan required to buy the property is £90,000 then the loan to value will be 90%.
Acronym for Loan-To-Value
Loan to Value. LTV is your loan amount as a percentage of the property value or purchase price, whichever is lower. Please note: payments are fixed, even if interest rates fall. Payments may rise after your fixed-rate period. You can book a fixed rate for up to three months.
Loan to Value. percentage relationship between the amount of the loan and the sales price or appraised value (which ever less).
Loan to Value. Sum of the total liens on a piece of real property divided by the property's appraised value.
Loan to Value. This is the percentage of the value of the house that you borrow.
Loan to value. is the ratio of net debt excluding fair value adjustments for debt and derivatives, to the aggregate value of properties (including the surplus of the open market value over the book value of trading properties), investments in joint ventures and funds and other investments.
(Loan To Value Ratio) - this is the loan amount compared to the value of the property. To determine the value of the property, lenders will rely on the appraised value or the purchase price, which ever amount is lower.
Loan to value. is the ratio of Group net debt to the aggregate value of the Group's properties (including the surplus of the open market value over the book value of both development and trading properties), investments in joint ventures and other investments.
Loan to Value. The size of a mortgage as a percentage of the value of the property or its purchase price.
The ratio of the amount of a mortgage loan to the appraised value or sales price of the property mortgaged, whichever is lower.
Loan to Value. Percentage calculated by dividing the loan amount by the purchase price.
Loan To Value. This is the size of the loan or mortgage as a percentage of the value of the property or price being paid for the property e.g. A property valued at 60,000 with a mortgage of 54,000 would have an LTV of 90%.
Loan to value the size of the mortgage as a percentage of the propertyâ€(tm)s value
Loan to value. This is the percentage the bank is willing to lend you, expressed as a percentage of the bank's estimated value of the property and the loan amount required.
Loan to Value. Mortgage Glossary
The size of the mortgage as a percentage of the value of the property i.e. A £90k mortgage on a house valued at £100k would mean an LTV of 90%.
This term is used to describe the Loan to Value. The size of the mortgage you require compared to the value of the property. A £80,000 mortgage on a house valued at £92,000 would mean a LTV of 85%. You would then require a 15% deposit.
Loan to Value. Ratio of the mortgage verses the property value. This is a common term describing many loan packages and is used to determine the available funds for subsequent (e.g. second mortgages) loans.
Loan to Value. This is the amount of the mortgage expressed as a percentage of the value of the property, or the price you are paying for the property. So a £60,000 mortgage on a £80,000 property would mean a LTV of 75%.
loan-to-value ratio. -- View Real Estate Listings
The ratio of the mortgage loan principal (amount borrowed) to the property's appraised value. On a $ 100,000 home, with a mortgage loan of $ 80,000, the loan to value ratio is 80
The ratio of the amount of the mortgage as a percentage of the value of the property.