insurance issued without a medical examination.
                                                            
                                                     
                        
                                                
                        
                        
                            The term applied to the medical portion of a life insurance application that accepts a health questionnaire completed on the applicant over his or her signature and does not require a medical examination.
                                                            
                                                     
                        
                                                
                        
                        
                            A contract of Life or Health Insurance underwritten on the basis of an insured's statement of his health with no medical examination required.