The authorization or approval of a credit card transaction at the same time that the customer is making the purchase, with no delays for the processing of data.

A credit card purchase is authorized in real time, as the customer completes the checkout process online. If the authorization is positive, the order will proceed. Otherwise, the customer will receive an error message, and the order will be discontinued.

Authorizes a credit card in real-time, as a shopper completes the checkout process in an online store. A positive authorization allows the order to proceed normally, a negative authorization sends the shopper an error message and prevents the order from completing until an approved card is entered. The iCat Commerce Online Payment Service provides real-time authorization and fraud protection.