( dommages causés par la fumée) Damage caused by smoke. Where there is a fire it is common to find a good deal of the property damaged by smoke from the fire, even though the particular item is not damaged by the actual fire at all. Such damage is covered by the fire policy.
Damage caused by smoke other than smoke which accompanies a hostile fire. One of the extended coverage endorsement perils, but subject to certain restrictions.
Grey or black discoloration caused by smoke. Considered a defect.
Injury by smoke or airborne chernicale. Cf Fume damage. ( BCFT).
Damage caused by the smoke from a fire in contrast to damage caused by the actual combustion.
As opposed to fire damage caused by combustion, heat or burning, this is damage attributable to the smoke itself.
If caused by fire is covered by a fire or marine insurance. Coverable in U.S. as an additional peril.
Deposition of partially combusted material and it’s accompanying odor: generally resulting from candles, tobacco, fireplace residue or a building fire.
An Extended coverage peril.
Essentially, the devaluation by smoke, not fire, of merchandise and property. Such damage is covered by the fire policy.