A liability policy designed to provide liability protection in addition to that provided by standard policies.
A coverage basically affording high limit coverage in excess of the limits of the primary policies as well as additional liability coverages. These additional coverages are usually subject to a substantial self-insured retention. The term "umbrella" is derived from the fact that it is a separate policy over and above any other basic Liability policies the insured may have.
A form of insurance protection against losses in excess of amounts covered by other liability insurance policies; also protects the insured in many situations not covered by the usual liability policies. This policy is available for both personal and commercial lines coverage.
An insurance policy providing limits of liability in excess of primary and excess liability insurance and providing coverage for risks not covered by a primary policy. The term umbrella is derived from the fact that it is a separate policy of insurance and provides coverage above the insured's other liability policies.
Excess liability coverage above the limits of a basic business liability insurance policy such as OWNERS, LANDLORDS AND TENANTS LIABILITY POLICY.
an important coverage to have during these litigious times, especially if you have accumulated a substantial amount of assets
Provides broad coverage for an insured_s liability over and above liability covered by underlying contracts or retention limits. Can be personal or commercial.
An extra protection against liability that covers the amount above the maximum limits of homeowner's and auto policies.
An umbrella liability policy raises the limits of all "primary" or "underlying" liability insurance policies; and provides coverage in some areas not covered under primary policies.
A form of insurance protection against losses in excess of amounts covered by other liability insurance policies; also protects the insured in many situations not covered by the usual liability policies, subject to a deductible.
a policy that pays for liability losses in excess of those covered in homeowners and auto insurance.
A liability policy designed to provide liability protection above and beyond that provided by standard policies.
A policy designed to provide additional protection against catastrophic losses covered under liability policies, such as the business auto policy, commercial general liability policy, watercraft and aircraft liability policies and employers liability coverage. It provides excess limits when the limits of the underlying liability policies are used up by the payment of claims and it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims. It also provides protection against some claims not covered by the underlying policies, subject to a self-insured retention.
Provides excess amounts of insurance above the primary policy as well as additional liability coverage's.
Broad insurance coverage against losses excluded by, or exceeding policy limits of underlying contracts.
