Keywords:  fice, perte, premiums, profit, earned
Income earned by an insurer from its underwriting activities. This does not include income derived from the insurer's investment activities.
The profit (or loss) received from insurance or reinsurance premiums, as contrasted to that realized from investments. Also, the excess of premiums over claims paid and expenses (profit), or the excesses of claims paid and expenses over premiums (loss).
(Bénéfice / perte technique) The excess of earned premiums over the incurred losses and expenses, shows the underwriting profit. The reverse would show an underwriting loss.