A transaction type supported by the Signio Manager Transaction Terminal that enables capture of a voice authorization transaction. Sometimes processing networks decline transactions with a referral message indicating that the merchant must call the cardholder's issuing bank to complete the transaction. The payment information is then submitted over the phone. If the transaction is approved, the merchant is provided with an authorization code (AUTHCODE) for the transaction. This AUTHCODE must then be sent to the Signio server as part of a voice authorization transaction. In Payflow Pro this transaction is specified with an F.
An approval response obtained through interactive communication between an issuer and an acquirer, their authorizing processors, or stand-in processing, through telephone, facsimile, or telex communications.
vocal authorization. It applies, when there is no suitable device for conducting the authorization, for example, of POS- terminal.
When a merchant makes a telephone call to obtain a credit card authorization rather than using a terminal, or credit card software to obtain the authorization. The merchant must, in addition to the voice authorization, submit the credit card information via telephone, terminal, or software to close out the transaction and transfer the funds to the their bank account.
An authorization obtained by telephoning a voice authorization center.
An authorization that is obtained through a phone call. If the transaction is approved, the merchant is provided with an authorization code (AUTHCODE), which is used to settle the transaction through a swipe terminal or payment gateway at a later time.
