Insurance for individuals or members of a household offering protection against claims by third parties (outsiders) alleging bodily injury or property damage due to negligence. See also Premises medical payments.

The part of a homeowner's policy that covers the insured from legal expenses and claims for compensation should the insured accidentally injure others or damage their property.

This provides protection against legal liability arising in connection with personal, nonbusiness activities both on and off insured premises.

Insurance of an individual's liability to third parties, for injury or damage by negligent acts other than in connection with the use of a motor vehicle.

Part of a standard homeowners policy that covers financial losses you suffer when you accidentally cause bodily injuries to others or damage to their property.