An individual life or AD&D insurance policy to which you can transfer your Northrop Grumman basic and optional life insurance and/or basic and optional AD&D insurance after your employment ends. You do not have to provide evidence of insurability (EOI) for a conversion policy.

an individual health insurance policy that you may be able to get after

an individual health plan from the insurance company that covered your former group

an individual life insurance policy that you are entitled to when your Federal Employees Group Life Insurance (FEGLI) ends, unless it ended because you voluntarily cancelled it

an individual policy with rates capped at twice the standard rate for a healthy person seeking individual coverage

An employer-sponsored group policy that can be converted to an individual policy with the same insurance company. These policies are usually very expensive.

A health insurance policy which was once part of an employment plan, but which a former employee has converted to personal payment of premiums.