Conditions that existed before a health insurance policy was issued. Not covered by some policies.
When a physical or mental condition of a newly insured individual is present prior to the insurance of the new insurance policy. Normally, these exclusions last from 6 to 12 months, however, more severe conditions may be considered as lifetime exclusions.
Scratches, dents, normal wear and tear to a building component or contents items as it existed before the loss.
Any medical condition that has been diagnosed or treated within a specified period prior to joining a new insurance plan. Time considered pre-existing varies from plan to plan.
Any illness or health problem that existed prior to an individual obtaining medical coverage.
An enrollee's health condition that existed before his/her enrollment in a benefit program.
Individual health insurance, an injury that occurred or sickness that first manifested itself the policy was issued and that was not disclosed on the application. In group health insurance, a condition for which an individual received medical care during a specified period, usually three months, immediately prior to the effective date of coverage.
A condition for which medical advice, diagnosis, care or treatment, including use of prescription drugs, was recommended or received from a licensed health practitioner during a specified period of time immediately preceding the effective date of coverage.
A medical condition that is present before a policy is taken out
A health problem that existed before the date your insurance became effective. The specific definition and waiting period varies with each individual insurance company.
Medical conditions associated with the insured or other covered persons that existed before the plan or policy took effect are pre-existing conditions. See brochures for specific definitions.
a physical condition of an insured person that existed before the insurance policy was issued
Used by health insurance companies to refer to medical conditions or diagnoses that existed at or prior to the date at which the individual applied for health insurance. Health plans usually charge an additional premium for pre-existing conditions and/or provide limited benefits for these conditions.
medical conditions outside of health insurance coverage as the condition or ailment existed before the health insurance policy was granted.
Medical conditions that existed, were diagnosed or were under treatment before your policy effective date. Long term care insurance policies may limit the benefits payable for such conditions.
Medical conditions that existed prior to the effective date of the policy. Some policies may exclude claims stemming from a condition that falls under this definition for a specified period of time.
A medical condition that is excluded from coverage by an insurance company, because the condition was believed to exist prior to the individual obtaining a policy from the particular insurance company.
Oral health condition of an enrollee which existed before his/her enrollment in a dental program.
A pre-existing condition is a condition for which medical advice or treatment was recommended by, or received from, a provider of health care services in the 6 months immediately prior to the policy effective date. The policy does not cover a loss due to a pre-existing condition of the condition if the loss begins during the first 6 months after the policy effective date. However, if a pre-existing condition is disclosed on the application and the applicant is otherwise qualified for benefits, benefits will be paid for such a loss.
conditions that existed before the participant's coverage began. Some plans do not pay benefits for pre-existing conditions.
Any mental or physical condition for which: 1. You have consulted a Physician; or 2. You have received medical treatment or services; or 3. You have taken prescribed drugs or medications; or 4. A reasonably prudent person would have sought medical advice, care or treatment during the 365-day period ending the day before the policy's Effective Date.
A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that existed at the time of application or during the past duration(specified by each insurance plan) prior to the effective date of the insurance, including any subsequent, chronic or recurring complications or consequences related to thereto or arising thereffrom.
These are illnesses or conditions that occurred before a policy is taken out for the dog.