Untrue representation; false or incorrect statement or account; -- usually unfavorable to the thing represented; as, a misrepresentation of a person's motives.
A written or verbal falsification of a material fact on documents an Insurance Company relies upon to write policy contract.
Generally, misstatement of facts made on an application for insurance. May also be misstatement of coverage made by an agent to an insured.
Twisting the facts to give an incorrect impression
A false statement as to a past or present material fact made in an application for insurance intended to induce an insurance company to issue a policy it would not otherwise issue. Also refers to the actions or words of an agent who misrepresents a policy's terms, dividends, etc.
Act of making, issuing, circulating, or causing to be issued or circulated any written or verbal statement that does not represent the correct policy terms. Also, use of a name or title for any policy or class of policies that does not reflect its true nature.
Misrepresentation is the process of making untrue statements in order to make an individual or party sign a legal contract. The untrue statement of fact must be proved to have been an inducement for the party involved that secured their signature on the contract. Misrepresentation can be either negligent or fraudulent depending on whether the falsehood was deliberately or accidentally presented.
( déclaration mensongère) False, or fraudulent omission of material information in connection with an insurance application. The failure of the applicant for insurance to make a fair disclosure of all pertinent and attendant circumstances. This can void a policy.
Generally, a misstatement of fact(s) on an application for insurance. Also, a misstatement of coverage made by an agent to an insured.
In insurance, a false, incorrect or incomplete statement of a material fact, made on the application. (See also "Material Misrepresentation.")
(mis·REP·re·sen·TA·tion). Creating in the mind of someone a mistaken belief or impression concerning an important fact or set of facts concerning something. Misrepresentation can result from a deliberate lie, an honest mistake, or negligence on the part of the misrepresenter. Misrepresentation induces conduct people would not otherwise have done or entered into if they had known the full truth. In American Christianity, unfortunately, misrepresentation often occurs to generate a stream of tithes and offerings to maintain the lifestyle of misrepresenters who knowingly misrepresent the Gospel with the intent to deceive in order to acquire money. Such behavior is culpable.
A false statement: innocent, negligent, or fraudulent. See fraud. Class 1 Class 2
Statements or facts included in the application for insurance that fail to disclose all the requested and/or pertinent characteristics of the insured. Examples would be the failure to disclose all drivers in the household, or failing to list all driving violations. Material misrepresentations can be grounds to void the insurance policy.
a misleading falsehood
a false representation, and the facts misrepresented are those facts which make the representation false
a false statement of fact made by a party or their agent, which is intended to and does induce the other party to enter into a contract
a false statement of fact made by one party to another, which, whilst not being a term of the contract, induces the other party to enter the contract
a false statement of fact which is made by one party to a contract to the other which does not form a term of the contract but is one of the reasons which persuades the other to enter into the contract
an assertion or manifestation not in accordance with the facts
an express or implied statement contrary to fact
an incorrect factual statement
an untrue statement made by you on your insurance application
an untrue statement of fact made by one party to the other with the intention that it will be acted upon
an "untruthful statement" of fact, Thomas v
a statement (i
a statement that is not in accord with the facts
a statement that is not true
A significant misstatement in an application form. An insured is required to answer truthfully all questions on an insurance application. The insurance company can void the policy if it would not have issued a policy had it known the facts.
Making written or verbal statements that are untrue or misleading, with the intention of deceiving the insurance company. This activity may be grounds for voiding the insurance policy that was issued based on the untrue or misleading statements.
A statement or conduct by a person, which represents to another a fact, which is not true. Failure to disclose is also misrepresentation.
A false or misleading statement made by an applicant for insurance; or a false or misleading statement made to induce a person to purchase insurance.
The affirmative statement or affirmation of a fact that is not true; the term does not include concealment of true facts or nondisclosure or the mere expression of opinion.
A breach by the broker of his duty of good faith not to misrepresent any "material" fact - a fact that addresses the nature or quality of the investment or the degree of risk involved - to the investor in the sale or recommendation of an investment.
To give a false idea regarding a property. May be by omission or by concealment of a material fact.
An untrue statement of fact which induces someone to enter into a contract (e.g. someone decides to buy a car on being (falsely) told by the seller it has only had one lady owner). Misrepresentation makes a contract voidable and may give rise to a damages claim.
An incorrect statement made about a material fact. If the statement is made deliberately with intent to deceive the contract could become null and void
False advertising, especially when ads claim that a product is safer than it truly is.
Written or verbal misstatement of a material fact involved in the contract on which the insurer relies.
The use of written or oral statements of the insured or insurance company the risk, terms, coverage's, benefits, privileges or estimated future dividends of any policy.
False statement made to or concealment of knowledge from another party with the intent to provoke action from that party.
A false promiseâ€¢ Goods - sale of
An untrue representation (statement of fact). A material (important) statement of fact, made prior to a contract being entered and made by one of the parties to the other, which was intended to induce (persuade) and did induce the latter to enter into the contract with the former. For instance, assuming the vendor of an hotel did intend the statement to induce and the statement did induce the purchaser to enter the contract, a claim that the hotel is 'pulling' fifty barrels of beer a week when it is only 'pulling' forty barrels, is a misrepresentation. The remedy available to the victim of a misrepresentation depends on whether the misrepresentation was made deliberately (fraudulent) or accidentally (innocent). Click here to go back to the glossary. If you entered from another page click your web browsers "back" button
Inaccurate information provided by the applicant during the application process. Providing inaccurate information with the intent to receive a lower premium in considered intent to defraud.
A false statement or concealment of a material fact made with the intent to induce some action by another party.
The assertion of a material fact, which the insured knowingly perverts. The failure of the applicant for insurance to make a fair disclosure of all pertinent and attendant circumstances, might void the policy.
an untrue or misleading statement concerning a material fact relied upon by a customer when making any decision regarding trading of commodity futures, options, or leverage contracts.
false or fraudulent omission of information in connection with an insurance application that would affect the acceptance or rating of the policy by the company. This can void a policy. A statutory condition in fire policies deals with misrepresentation.
A false, incorrect, improper, or incomplete statement of a material fact, made in the application for an insurance policy.
Tthe act of making a false or misleading statement with the intent to deceive or mislead someone.
Deliberately and knowingly making false or misleading assertions (i.e. not telling the truth or the whole truth), or withholding information, in order to secure a lower premium from the insurer, or receive a higher settlement after a reported loss, or state that a Risk is lower than it really is. Your insurance policy and its coverage of you can be deemed to be null and void in the event of misrepresentation.
A false statement as to a past or present material fact, made in an application for insurance, and that induces an insurer to issue a policy it would not otherwise have issued. Also, an agent who misrepresents a policy's terms, dividends, etc., may be guilty of a misdemeanor, and is subject to such penalty as may be prescribed by state law.
A false statement or concealment of a material fact made with the intention of inducing some action by another party.
A statement of a fact that turns out to be false. May be innocent, negligent or fraudulent.
(1) A deceitful or fraudulent statement knowingly made to a person and resulting in monetary loss. (2) An incorrect statement.
The submission of false, or the fraudulent omission of material information in connection with the insurance application.
A misstatement or omission of a material fact, or making a statement that is incorrect or misleading.
A statement contrary to fact. If the statement or action is made with intent to deceive, it may be deemed to be fraudulent.
Misrepresentation (miss-statement of facts) may entitle the insurer to void the policy or refuse a claim.
An untrue statement of fact, an incorrect or false representation, a statement made to deceive and mislead.
A legal cause of action which arises when one party makes untrue statements of fact that induce another party to act and be damaged as a result.
Misleading the company as to material facts affecting a policy or the settlement of a loss, either by directly or indirectly lying. Misrepresentation as to material facts voids policies.
A statement by one party in a transaction that is incorrect or misleading. Most misrepresentations are deemed to be intentional and thus may constitute fraud. Others, however, some are rendered through simple mistakes, oversights or negligence.
a misrepresentation occurs where someone is persuaded to enter into an agreement on the basis of facts which are false. Depending upon the extent and severity of the misrepresentation, the party who has been falsely persuaded may be entitled to deny the validity of the contract or agreement and possibly even entitle the person to damages as a result.
A misstatement of fact made by the insured or his broker to the underwriter before acceptance of the risk that misleads the underwriter in assessing the risk and induces the contract. If the representation is material and amounts to misrepresentation, it is a breach of utmost good faith.
A false representation of a matter of fact that should have been disclosed, which deceives another so that he/she acts upon it to his/her injury.
where one party to a contract makes a false statement of fact to the other which that other person relies on. Where there has been a misrepresentation then the party who received the false statement can get damages for their loss.
A presentation of false and material statements or facts which induces a party to enter into a contract. This is a ground for rescission of the contract.
lying or misleading an insurance company about the facts affecting a policy. Misrepresentation is grounds for voiding a policy.
(1) A false or misleading statement made to induce a prospect to purchase insurance. Misrepresentation is a prohibited insurance sales practice. (2) A false or misleading statement made by an applicant for insurance. Certain misrepresentations provide a basis for the insurer to avoid the policy.
Any statement of fact by one person to another, either by words or actions, which is not in accordance with the actual facts.
Making a false statement or the concealment of a material fact.
an untrue statement of fact intended to deceive or mislead.
A statement that is false with respect to a fact. If it is intentional and deals with a material fact, it can provide the basis for HARRP to void the coverage and deny responsibility for paying a claim.
A false statement or lie made with the intent to deceive.
An inaccurate representation of an insurance estimate, illustration, policy, its terms, dividends in any form by an insurer or its representatives.
A statement made by an insured, reinsured or broker which misleads an underwriter in the assessment of a risk he is being offered. A breach of utmost good faith.
Means a statement or omission of information material to your insurability that occurred with or without your knowledge of the facts as shown in your medical records.
a false statement of a material fact which can be innocent or fraudulent.
A false or misleading statement, either directly or indirectly that, if intentional and material, can allow the insurer to void the insurance contract.
Act of making, issuing, circulating or causing to be issued or circulated an estimate, an illustration, a circular or a statement of any kind that does not represent the correct policy terms, dividends or share of surplus or the name or title for any policy or class of policies that does not in fact reflect its true nature.
The crime of misstating facts to obtain money, goods or benefits of another to which the accused is not entitled. Examples: a person a) falsely claims to represent a charity to obtain a donation which he/she keeps; b) says a painting is a genuine Jackson Pollock when it is a fake and thus is able to sell it for a price much greater than its true value. Misrepresentation is also called "false pretenses."
A false or misleading statement of a material fact; concealment of a material fact
Information that is provided to and is relied upon by a third party as fact, but that is untrue and material to the risk assumed. The information may be provided with the knowledge that it is untrue and with the intent to deceive, or provided as the truth without knowing for a fact that it is not true.
With regard to real estate; it is a statement or act of deception with regard to a matter of significance on the part of an agent which affects a buyer in a real estate transaction.
An incorrect statement made about a material fact. Misrepresentation can be innocent, e.g., arising from an oversight; fraudulent (in other words, a deliberate untruth with intent to deceive) or the result of extreme carelessness where a statement is made without regard to whether it is true or false. When a misrepresentation is discovered, the insurer may either continue the contract or treat the contract as void with a full return of any premiums paid. In order for the insurer to successfully treat a policy as void, the misrepresented fact must be material to the risk.
An untrue statement, whether unintentional or deliberate. Misrepresentation is a form of fraud that could lead to cancellation of a contract or could bring other liability.
A false statement, or concealment, of material fact with the intention of inducing action of another. mobile home
The act of knowingly presenting false information.
Misleading statement. Relief by way of rescission or damages may be granted to a person induced to enter a contract by a misrepresentation.
In contract law, a misrepresentation is a false statement of fact made by one party to another party and has the effect of inducing that party into the contract. For example, under certain circumstances, false statements or promises made by a seller of goods regarding the quality or nature of the product that the seller has may constitute misrepresentation. A finding of misrepresentation allows for a remedy of rescission and sometimes damages depending on the type of misrepresentation.