Gross annual income includes income from all borrowers (e.g., husband and wife) before taxes, Social Security, workers’ compensation, and so on. Bonuses can be added to this amount only if they can be documented over the last 24 months.

Overall total salary and other income sources before taxes and other deductions are taken out.

The total amount of income from all sources (not just salary) that a borrower receives per year before deductions.

A total income amount from all sources (including salary, dividends, etc.) that an individual receives per year before any deductions.

Total income received per year, before any deductions for tax and National Insurance. This can consist of both earned (eg: salary, bonuses, etc) and unearned (eg: dividends, rents) incomes.

Total income generated during the course of a year from all sources before any deductions.

The total yearly income from all sources before taxes are deducted.