Individual Savings Account. A tax free investment contract, allowing investment into cash, life assurance and stocks and shares. It replaced PEPs and TESSAs for new contributions from April 1999. Different investment limits apply to maxi and mini ISAs, can be funded by lump sum or regular saving.

An Individual Savings Account (ISA) is a tax efficient investment vehicle currently exempt from both UK Income Tax and Capital Gains Tax. ISA's were introduced on 6 April 1999, to replace PEPs (Personal Equity Plans).

ISA stands for Individual Savings Account. ISAs are savings accounts free of personal taxes which can be used to hold many types of savings and investment products. They have replaced Personal Equity Plans and TESSAs.

Individual Savings Account. A type of account launched by the Government in April 1999 to enable UK savers to benefit from tax-free savings.

An individual savings account – allows you to save up to £7,000 in each tax year without paying extra income tax.

Individual Saving Accounts. A savings account for holding cash deposits, life assurance policies and investments in stock and shares in a tax privileged way. The Government have stated that ISA's will be available for a minimum of ten years. ISA's are intended to build upon the experience of PEP's and TESSA's

Individual Savings Account. ISAs offer similar tax-free benefits to PEP’s but you can hold a wider range of investments.

Individual Savings Account. ISAs started in April 1999 and replace PEPs and TESSAs. In the first year you can invest £7,000 and thereafter £5,000 per year into a wide variety of investments. They are very attractive to Fools.

See Individual Savings Account.

The Individual Savings Account (ISA) was launched on 6 April 1999 and is guaranteed to run for at least 10 years, offering some certainty to people who want to use the plan for long term savings. The main features of the ISA are that you are able to put £7,000 per annum into the plan (at least until tax year 2006-2007) of which no more than £3,000 can go into cash and £1,000 into life insurance. Alternatively you can put your whole £7,000 annual ISA allowance into shares only, unit trusts or investment trusts.

Individual Savings Account. ISAs started in April 1999 and replaced PEPs and TESSAs. ISAs are schemes to protect your investments (shares, bonds, cash or insurance funds) from tax. Think of them as a tax-free wrapper.

An Individual Savings Account. Allows you to hold investments within a tax shelter. It is the descendent of the PEP, or Personal Equity Plan.

Individual Savings Account. A tax free investment vehicle, allowing investment into cash, life assurance and stock market investments. It will replace PEP's and TESSAs in April 1999 for new contributions although contributions to Existing TESSAs (not PEPs) can continue for the remainder of the five year period.

Individual Savings Account. This is a savings account which was introduced 6 April 1999. The income earned by the money invested will be free of tax. In each tax year you can invest in:  up to three different types of mini ISAs; or    one maxi ISA.

This is an individual savings account. The interest earned from an ISA is free of tax.

individual savings account. A tax-free wrapper for investments in stocks & shares, life assurance and cash, sometimes used by borrowers as a repayment vehicle for their interest-only mortgage.

Individual Saving Accounts. A means of holding, individually or in combination, cash deposits, life assurance policies and investments in stock and shares in a tax privileged way. The Government have stated that ISA's will be available from launch for a minimum of ten years.

Tax efficient environment in which to hold savings. Introduced by the UK Government on 6 April 1999 to replace PEP and TESSA products. They enable savings to be held in the form of stocks and shares, cash or life assurance, or any combination of these three asset types.

Individual Saving Accounts. a new way of holding cash deposits, life assurance policies and investments in stock and shares in a tax privileged way. ISA's are intended to build upon the experience of PEP's and TESSA's. The Government have stated that ISA's will be available for a minimum of ten years.

A savings plan designed to grow tax-free and can be used to repay an "interest only" mortgage.

This is a tax-free savings account available since April 1999. There are limits on the amounts it is possible to invest in such an account. It is often used with an interest only mortgage to provide a lump sum at the end of the mortgage term.

A method of saving introduced by the government in 1999. The basic choice is between a mini-ISA, which allows you to save up to £3,000 a year, tax-free, and a maxi-ISA that allows an annual tax-free saving of £7,000.

Independent Sales Agent. An independent contractor used to broker accounts for merchant processing and or servicing.

The Individual Savings Account is a tax-free savings plan that can be used to pay off some mortgages. The maximum amount you can save is £7,000 per year.

Individual Savings Account. A scheme replacing PEPs and TESSAs whereby investors can invest in cash, insurance and/or shares listed on any recognised stock exchange. Income received in an ISA will be partially exempt from income tax and any capital gain is exempt from capital gains tax.

(Individual Savings Accounts) are tax exempt Government approved savings accounts.ISAs have been design to offer a range of investment options, and are made up of one or more components of investment depending on the type you choose.

Individual savings account (ISA) offer tax advantages for UK based investors.

This stands for Individual Savings Account. The Individual Savings Account was introduced on 6th April 1999. Individuals who are both resident and ordinarily resident in the UK for tax purposes and are aged 18 and over (16 for mini cash ISAs) are eligible to subscribe to an account. The scheme will run initially for ten years but will be reviewed after seven years to decide on any changes which may be required at the end of the scheme. Returns from ISA savings are free of income tax and capital gains tax. Back to the Top

Individual Savings Account - A type of savings or investment account which is exempt from income and capital gains tax. You can use it to save cash or to invest in stocks and shares.

Savings account with tax benefits. Savings can be made through cash deposits, stocks, shares or insurance. (Individual Savings Account)

Individual Savings Account. The Government's tax-free saving scheme. You can make financial provisions for the future by putting money into any of three types of investment - cash savings, stocks and shares and life assurance.

Individual Savings Account. An investment scheme launched in 1999 by the Government to replace PEPs. Click here for more information.

Individual Savings Account. An account which can be used to hold many types of savings and investment products including cash, life insurance and stocks and shares. ISAs are available to most UK residents and there are strict rules regarding the maximum amount allowed for each component and the overall amount that can be invested in any one tax year. The returns earned in an ISA (capital growth and income) are tax-free.

Individual Savings Accounts are a simple way to invest in shares, unit or investment trusts tax-free. ISAs allow individuals to invest £7,000 annually. In a bull market with well-chosen shares the amount invested in an ISA can build up with astonishing speed.

Individual Saving Accounts. A special savings policy introduced by the Government as a replacement for Personal Equity Plans (PEPs). ISAs have a special tax status, which means that all growth and profit on your investment is free of income and capital gains tax, although there are limits to the amount you can invest in an ISA each tax year. ISAs can be used to help repay the capital of an interest only mortgage.

Individual Savings Account. An Individual Savings Account (ISA) is essentially a wrapper in which you can place your savings and investments to protect them from capital gains tax and, if you are a higher rate tax-payer, you will also enjoy a tax benefit of 22.5% on dividend income. ISAs do not have to be declared on tax returns. The maximum investment into an ISA is £7,000.

Individual Savings Account. This is a savings vehicle that allows customers to invest in equities, life assurance policies or save in cash without having to pay tax on the returns gained from them.

Individual Savings Account. Unless stated otherwise, the term “ISA” in these terms and conditions refers to the Choices ISA, Easy ISA, the Variable Rate TOISA and Postal ISA.

ISA stands for Individual Savings Account. ISAs were launched by the government on 6 April 1999 to replace PEPs and TESSAs. ISAs are investment savings account with a tax efficient wrapper.

Individual Savings Account - This is a tax free savings vehicle, it is designed to try and make it easier and more attractive for people on low to modest incomes to save. There are two types of ISA, they are the 'mini' and the 'maxi' ISA. The main difference between the two is that the 'mini' ISA has extra flexibility, in that it is possible to choose different providers of each element of the ISA, with the 'maxi' ISA the entire investment must be administered by a single ISA manager. The three main types of investments that can be held within an ISA are; stocks and shares, cash and life assurance, for each type of investment there is a maximum amount which can be invested in an ISA each year. You can only invest in one ISA in any tax year, nor can you switch between a 'mini' and 'maxi' ISA in any tax year.

A means of investing in the stock market via unit trusts. Profits are not subject to capital gains tax. Sometimes used instead of an endowment policy as an investment to provide funds to repay an interest only mortgage.

ISA means Individual Savings Account. You do not have to pay tax on the gains or income from an ISA. You may not have a mini-ISA and a maxi-ISA in the same tax year. You can pay an overall total of £7,000 into ISAs each tax year. You can choose to put your money in up to three mini-ISAs or into one maxi-ISA each year. maxi-ISA an account (or 'wrapper') in which you can hold a wide range of savings and investments products. These must include stocks and shares and may also include savings accounts. You can put up to £3,000 into the cash component of your maxi-ISA and up to £7,000 into the stocks and shares component of your maxi-ISA. However, you must not exceed the overall total of £7,000 paid in any one tax year. mini-ISA you can hold cash or stocks and shares in mini-ISAs. You can hold up to 2 mini-ISAs in any one tax year made up of two different types of holding. The maximum you can pay into a cash ISA is £3,000 and in a stocks and shares ISA is £4,000. mini-cash ISA a savings account that pays tax-free interest. You can save up to £3,000 in a mini-cash ISA in any one tax year.

Individual Savings Account. A tax efficient savings plan that may be used as a repayment vehicle for Interest Only Mortgages.

Another way of repaying a mortgage. Individual Savings Accounts (ISAs) replace PEPs as a tax free way to own shares or unit trusts, save or enjoy life cover.

An ISA is an Individual Savings Account, which is a tax-free method of owning shares, building up a cash savings account or a life assurance policy. You can use an ISA to build up a capital sum to repay an interest only mortgage.

Individual Savings Account. Tax-efficient investments that provide a way of repaying an interest-only mortgage. The type of ISA most suitable for mortgage repayment purposes is a maxi stocks and shares based one.

Individual Savings Account. A tax efficient savings vehicle for stocks and  shares (including  corporate bonds,  gilts and property) and cash launched on 6 April 1999. There is no minimum holding period and eligible adults may invest up to £7,000 in each tax year. See also  Mini ISA and  Maxi ISA.  For further information about ISAs, see our ISA product profile.

Individual Savings Account. A repayment vehicle associated with Interest Only mortgages.

Individual Savings Account - savings account with tax benefits. Savings can be made through cash deposits, stocks and shares or insurance.

Individual Savings Account. Provided that certain rules are observed, these accounts enjoy tax benefits.

Individual savings account. The new tax-exempt savings scheme launched in April 1999 as a replacement for the personal equity plan (PEP) and tax-efficient special savings scheme (TESSA). ISAs can be used to invest in a very wide range of investments and consist of three components: cash (bank and building society accounts and National Savings), insurances (investment-type insurance plans) and stocks and shares ( Unit Trusts, OEICS, investment trusts, direct investment in shares, corporate bonds and gilts). From 2000-01 the annual investment limit is £5,000.

This stands for Individual Savings Account, and is an investment product which has certain tax advantages. An ISA can only be held by one named individual and not a couple.

Individual Savings Account. This is a tax free way to own either shares, a cash savings account or life assurance. Depending on the lender, you can an ISA to repay an interest-only mortgage.

Insurance Service Account. Northwestern Mutual's unique billing system, allowing customers to combine payments for up to 15 policies on one bill. Billings can be quarterly, semi-annual or annual. Premiums and loan payments can be paid and EFT (electronic funds transfer) is available.

ISA stands for Individual Savings Account. It is a savings and investment account that is more or less free from tax. An ISA isn't an investment itself, but you put savings or investments in it to protect them from tax.

Individual Savings Account. Savings accounts that let you save in cash, equities (bonds, gilts, shares and unit trusts), life insurance policies or any combination of the three separately (Mini-ISA) or together (Maxi-ISA). There are tax breaks associated with ISAs, you don't pay tax on the income you get from them or on any gain you make when you sell them.   back

An Individual Savings Account is an income and capital gains tax free wrapper that can be placed round an investment trust, OEIC, unit trust or shares.

Insolvency Services Account. The account at the Bank of England into which money realised from the assets in bankruptcies and liquidations is paid.

Individual Savings Account. The tax-efficient plan launched in April 1999 to replace PEPs. Permits investment in stocks and shares, cash deposits and insurance.

Individual Savings Account. A type of account launched by the Government in April 1999 to enable UK savers to keep all that you earn from that investment and not pay any tax on it.

Individual Savings Account. This is a tax efficient means of saving that replaced PEPs* and TESSAs* in April 1999 for an initial 10 year period. See tax wrapper* for more information.

Individual Savings Account. A tax-exempt savings account launched in April 1999. ISAs have a wide choice of eligible investments, including foreign shares, cash and investment-based insurance products.

ISA stands for Individual Savings Account. An ISA allows the client to save money and invest in up to three options, called 'components'. One of these components is called the 'Stocks and Shares Component'. Gilts or Corporate Bonds may be included in the ISA as part of this component. At present, all dividends received in an ISA will not be eligible for taxation, making the ISA a wise choice for both savings and investments. They were introduced in April 1999 to replace PEPs & TESSAs.

Individual Savings Account – investment in a mutual fund/unit trust (i.e. pooled investment vehicle) which the government allow to accrue capital gains and income tax free.

The Government's tax-efficient savings scheme the ‘Individual Savings Account' or ‘ISA', offers a range of savings options: cash savings, stocks and shares and insurance policies. No entries. No entries. No entries.

Stands for Individual Savings Accounts which the Government introduced on 6th April 1999. ISAs replaced PEPs and TESSAs - no further investments are allowed into the latter, though you can retain existing investments within them tax-free. ISAs offer similar tax-free benefits to PEPs but you can hold a wider range of investments.

Individual Savings Account. Tax-efficient wrapper around investment products. Maximum £7,000 limit per individual per tax year.

Individual Savings Account. replacing TESSAs and PEPs, ISAs are a form of tax-free savings. Currently you can invest GBP7,000 in year one and GBP5,000 thereafter in an ISA.