Any physical and/or mental condition or conditions that exist prior to the effective date of health insurance coverage
A physical and/or mental condition of an insured which first manifested itself prior to the issuance of his/her policy or which existed prior to issuance and for which treatment was received.
A provision in health insurance that may exclude any claim arising from a current or prior medical condition for a certain period of time, usually one year. As an alternative, a dollar limit may be placed upon future claims arising from the preexisting condition.
Illness or injury for which an employee has received medical treatment or consultation before the effective date of coverage under a disability plan.
a physical and/or mental condition of an insured person that existed prior to the issuance of his or her policy. Some plans may cover these conditions after a waiting period of six months to a year.
Any condition for which a person is currently receiving treatment, has been advised to receive treatment or for which a prudent person would seek treatment.
Any physical or mental condition that you or a dependent had within a specific period of time immediately before enrolling in a health plan. There may be limits to health care benefits for your dependents who have a preexisting condition, even if they did not receive treatment for the condition.
a condition for which medical advice was given or treatment was recommended by, or received from, a licensed health care provider within six months before the effective date of coverage of the insured person
a condition, (whether physical or mental), regardless of the cause of the condition, for which medical advice, diagnosis, care or treatment was recommended or received during the six months immediately preceding the enrollment date
a diagnosed or treated medical condition before assembling a new plan
a medical condition present before your enrollment date in any new group health plan
An illness, medical condition, or injury that has been diagnosed, or for which a person has been treated, before buying a new health care policy.
A mental or physical problem suffered by an insured prior to the effective date of insurance coverage.
An illness or injury that occurred prior to the time that the insured entered into a contract agreement with the insurance company. Under such instances, the particular illness or injury, in most cases, is not covered by the conditions set forth in the insurance policy. Normally it is excluded through the use of a "rider," or a modification or amendment of the insurance policy.
Injuries from accidents which occur earlier than, and sicknesses which begin earlier than, the date on which insurance becomes effective. Individual health insurance policies, and some group policies generally cover only injuries from accidents which occur after the individual's coverage becomes effective, and only sicknesses which begin or are first manifested after the individual's coverage has been in effect for a period of time, often 15 days.
Any condition (either physical or mental) for which medical advice, diagnosis, care, or treatment was recommended or received within the specified period immediately preceding enrollment in a health plan.
A condition for which medical advice was given or treatment was recommended by, or received from, a physician within six months before the effective date of coverage. Preexisting conditions may be excluded for a specific period of time, as stated in the policy, not to exceed six months.
A physical illness or disability that existed before the health or life insurance policy effective date and generally, which was not disclosed on the application.
Illnesses or disability for which you were treated or advised within a time period before applying for a life, health or long-term care insurance policy.
Any medical ailment other than routine illness that the health insurance policy holder has been treated for by a health professional in the past. Most carriers have different qualifications to determine what a Preexisting Condition is (generally any condition that has required treatment in the previous 12 months) and in most cases, will not provide coverage for any costs related to that condition in the future.
An illness or injury where symptoms were evident or treatment was received before the affective date of the policy. Some Plans will not cover a preexisting condition for a period of time or indefinitely. Preexisting clauses will vary from policy to policy.
A preexisting condition is any pathological condition which, based on a confirmed diagnosis or medical judgement, pre-dated a work-related injury. (Source: Policy 03-02)
Any medical condition you had when your plan coverage became effective. If your plan contains a preexisting condition clause, there is usually a defined waiting period beyond the effective date of coverage before the plan will make payment for treatment of the medical condition.
A condition for which medical advice, diagnosis, care or treatment was recommended or received within the six-month period ending on the enrollment period after the effective date. This provision is subject to statutory limitations.
A coverage limitation included in many health policies which states that certain physical or mental conditions, either previously diagnosed or which would normally be expected to require treatment prior to issue, will not be covered under the new policy for a specified period of time.
a health problem existed prior to a person became insured; policies with preexisting condition limitations will not pay benefits for these prior health problems until a specified time period (for example six months to a year) has elapsed.
Any health problem (disease, illness, medical condition) for which you have received advice or treatment during the six months before obtaining health insurance. Group health insurance cover preexisting conditions after you have been insured for 6 months. Individual health insurance cover preexisting conditions after you have been insured for one year.
A physical condition that existed prior to the effective date of a policy. In many Health policies these are not covered until after a stated period of time has elapsed.
Any physical and/or mental condition or conditions of an insured that exist prior to the effective date of coverage.
An illness or condition of health that originated prior to the issuing of the policy.
Medical condition that existed before a person purchases an insurance policy. Laws may vary from state to state. Generally, it is any condition for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. LTC policies may place certain limits on benefits payable for such conditions.
a condition for which an individual received medical care during a specified period of time prior to the effective date of the proposed coverage. In group insurance, a condition for which an insured received medical care during a specified period, usually 3 to 6 months, prior to the effective date of coverage.
A health problem that existed before the date your insurance became effective.
An illness or medical condition for which a person was treated or advised within a specified time period before applying for a life or health insurance policy. A preexisting condition can result in the cancellation of the policy if it is not disclosed up front.
Any illness or health condition for which you have received medical advice or treatment during the six months prior to obtaining health insurance. Group healthcare policies cover preexisting conditions after you have been insured for 6 months, and individual policies cover preexisting conditions after you have been insured for 1 year. Reference CIC Section 10198.7. Creditable coverage must be counted towards any preexisting condition exclusion in either an individual or group policy.
A physical and / or mental condition of an insured which first manifested itself prior to the effective date of a policy.