An automobile policy option which covers one for property damage and bodily injury caused by another motorist who does not carry liability insurance. see also underinsured motorist coverage.
An endorsement to a personal automobile policy that covers bodily injury or property damage caused by a third party who either has no insurance, has inadequate insurance, or is a hit-and-run driver.
A coverage in personal or commercial auto policies that provides protection against bodily injury loss (also property damage in some states) when the insured is injured in an accident with a hit-and-run motorist or a motorist who has no insurance.
This coverage provides payment if a negligent, uninsured driver injures you or your passengers. Coverage also applies to hit and run accidents and to drivers who are underinsured.
Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases it also includes coverage for underinsured motorists-an at-fault driver with insufficient insurance to pay your claim.
Endorsement to a personal automobile policy that covers an insured's claims for bodily injury involved in a collision with a driver who does not have liability insurance.
endorsement to a personal auto policy that covers an insured involving personal injuries or property damage with a driver who does not have liability insurance. Maryland law provides that every policy of motor vehicle liability sold in the state of Maryland must have uninsured motorist coverage. Md. Insurance Code Ann. § 19-505. There are, however, many exceptions including, motorcycles, taxicabs, state owned vehicles, and off road vehicles.
Auto insurance that covers the cost of injury or damage caused by another driver who is not insured. It generally covers the policy holder, authorized drivers, and any passengers.
A form of insurance that pays the policy holder and passengers in his/her car for bodily injury caused by the owner or operator of an uninsured or inadequately insured automobile.
This type of coverage is part of an automobile insurance policy and protects the owner of an insured vehicle where damages are made to the insured vehicle by a person who is not covered by insurance.
Insurance, which pays for your costs resulting from an accident involving a hit-and-run driver, or a driver who does not have insurance.
Automobile coverage designed to provide protection for the insured should he or she be included in an accident in which the driver at fault has no insurance (or not enough insurance) to cover the loss.
In Pennsylvania, optional insurance that provides protection to purchaser of said coverage and relatives living in his household who suffer injury caused by the negligence of another driver who does not have insurance to pay for losses and damages. Uninsured motorist coverage can be stacked.
This provides you with coverage for bodily injury, and in some states, property damage, you sustain in an auto accident due to the negligence of a driver who does not have any insurance. Coverage will be up to the limits of coverage you have chosen. This coverage is mandatory in most states. In some states, there may also be uninsured motorist coverage for property damage to your car.
An automobile insurance coverage that enables an insured to collect from his or her own insurance company for bodily injuries (and property damage in a few states) that are caused by a legally liable, but uninsured driver.
(Garantie non-assurance des tiers) If the insured's vehicle is damaged in an accident by a third party who is responsible and the court awards judgement in favour of the insured, but since the third party is uninsured and is unable to make good the payment, the insured's company will make such payment if coverage provided under their policy.
Also called family protection coverage. Provides protection to the insured in case of accident with another automobile, the owner of which does not carry insurance.
An insurance provision that pays for bodily injury to you, a family member or others in your car when the injury is caused by an uninsured, underinsured or hit-and-run driver.
Automobile insurance that compensates an insured person for the losses inflicted by an uninsured motorist.
This automobile coverage protects you when the driver of the other car has no liability insurance.
Provides coverage for bodily injury, and in some states property damage, for losses incurred by an insured when an accident is caused by a motorist who is not insured.
Provides coverage for an Insured and passengers who are involved in an accident with an uninsured motorist or "hit & run" driver.
The portion of car insurance that compensates you for any injuries resulting from an accident with an uninsured motorist or a hit-and-run driver. Damage to your vehicle in such a situation is compensated by the collision coverage portion of your car insurance.