The sum of the published index plus the margin. For example if the index were 9% and the margin 2.75%, the indexed rate would be 11.75%. Often, lenders charge less than the indexed rate the first year of an adjustable-rate mortgage.

The indexed rate is determined by adding the margin to the published index.

The sum of the published index plus the margin. For example, if the index is 9% and the margin is 2.75%, the indexed rate is 11.75%.

The sum of the published index plus a margin. For example if the index were 5% and the margin 2.75%, the "fully indexed rate" would be 7.75%.

Indirect Exchange Rate Indirect quote

The sum of the published index plus the margin. For example, if the index is 8 percent and the margin 2.75 percent, the indexed rate is 10.75 percent.

On variable loans, it's the index plus some set margin. If your home equity rate, for example is prime plus 1 and the prime rate is 7.5 percent, your indexed rate is 8.5 percent.