Protection against loss arising out of the legal liability of an Insured to pay money for damage or injury caused to others.
Protection for an insured against loss arising out of his or her legal liability to pay money for damage or injury he or she has caused to others. This does not include automobile liability, but includes almost every activity of the insured except "personal injury" and his or her business operations. (See "Personal Injury" Liability Insurance.)
Protection against loss arising out of legal liability to pay money for damage or injury to others for which the insured is responsible. It does not include automobile or business operation liabilities.
Provides individuals and family members with protection from legal liability for most accidents caused by them in their personal lives. Note that any legal liability claims submitted while in the course of business activities are not covered.
Insurance that covers insureds from liability losses they incur that are not the result of practicing their profession or operating a vehicle.