The Insured adheres to policy provisions pre-determined by the Insurer.

A 'shrink-wrap' or similar license enclosed or included with a product and which is held to be accepted when the product's packaging is opened.

a contract that heavily restricts one party while leaving the other free (as some standard form printed contracts); implies inequality in bargaining power

a contract in which the essential stipulations were imposed or drawn up by one of the parties, on his behalf or upon his instructions, and were not negotiable

a contract that is submitted to the other party on a take-it or leave-it basis

a contract whose terms are determined by one of the parties in printed forms or other standard forms and that may be adopted by the other party not otherwise than by adhering to the proposed contract as a whole

a standard form contract offered by a party with stronger bargaining power to a party with weaker power on a take-it-or-leave-it basis

a standardized contract that is imposed and drafted by a party with a superior bargaining position, and that gives the other party only the choice to accept or reject the contract

a standardized contract which, if imposed and drafted by the party of superior bargaining strength, relegates to the subscribing party only the opportunity to adhere to the contract or reject it

A contract written by one party and signed or denied by another with no chance of change to the terms stated within the contract

A contract that one contracting party prepares and that the other contracting party must accept or reject as a whole, without any bargaining between the parties. Insurance contracts are contracts of adhesion.

see Adhesion contract.

A contract that one party must accept or reject in toto, without bargaining over the wording. An insurance contract is an example, since the contract is developed by the insurer, and the insured must accept it as it is.

A legally binding agreement that is prepared by one party and that must be accepted or rejected as a whole by the other party, without any bargaining between the parties to the agreement. Insurance contracts are contracts of adhesion.