A type of Loss if damage to an insured vehicle results from something other than collision (e.g. fire, hailstorm or vandalism).
Pays for loss or damage to your vehicle other than by collision. Includes fire, theft, earthquake, explosion, glass breakage, riot, vandalism, windstorm, and damage to your vehicle that results from striking an animal on the roadway. Pays you for the amount of each loss in excess of the deductible.
A form of indemnity coverage. However, all services are subject to deductible, then coinsurance.
Coverage which helps pay for damage to your vehicle not caused by collision. Examples are damage resulting from falling objects, fire, certain natural disasters, or vandalism. Comprehensive coverage also generally covers theft.
coverage pays for loss or damage to your auto (other than collision) when caused by theft, wind, fire, vandalism, explosion, or any other covered peril. It pays to the policy limit, minus the deductible amount you select, or to the actual cash value of the auto.
Covers damages to your vehicle due to non-collision factors like flood, fire, mob fury, theft, and storm. In theft cases, additional coverage of transportation and loss of use expenses.
Automobile insurance providing protection in case of physical damage suffered by the insured's car, other than collision or theft. Example: Fire, Flood.
including all or everything; "comprehensive coverage"; "a comprehensive history of the revolution"; "a comprehensive survey"; "a comprehensive education"
Pays for damage to your car that is not the result of an accident.
Optional coverage to your policy that covers the repair of broken glass, vandalism, fire or theft to your vehicle. Payments are for the vehicle only and are subject to the deductible chosen. In the event of a comprehensive claim, the personal contents in the vehicle are not covered under the auto policy.
That coverage which pays for direct and accidental damage to the insured's automobile, other than that caused by Collision. All losses not specifically excluded are covered and such coverage usually has a deductible.
Provides compensation for damage that occurs as a result of anything other than a crash. This will include flood damage, break in, etc.. Most insurance companies will have a deductible for comprehensive coverage.
In auto insurance terms, it is the portion of a policy that covers damages to your vehicle. There is often a deductible amount the consumer must pay before the comprehensive coverage kicks in.
For property, this term is synonymous with 'All Risk Coverage' (see definition under that heading). For automobile insurance, comprehensive coverage refers to insurance against physical damage that can occur to your vehicle from causes other than a collision (e.g. fire, theft, vandalism, hail and lightning).
coverage on an auto policy that pays for damage to or loss of your car, less any applicable deductible resulting from perils such as fire, theft, vandalism & glass loss.
Comprehensive coverage provides protection against loss or damage to a covered auto resulting from loss other than a collision or upset. This coverage also provides for supplemental payments for transportation expenses in the event of total theft of a covered auto or a non-owned auto. Coverage begins forty-eight hours after the theft.
For damage to the policyholder's car that doesn't involve hitting another car. This can include a variety of things: fire, flood, civil unrest, etc.
An agreement to protect an insured against loss resulting from damage to his automobile, exclusive of loss by collision or upset. Broad coverage is provided and includes protection from such hazards as fire, theft, glass damage, wind hail and malicious mischief (first party coverage).
This covers you for damage to your vehicle as well as to other people and cars
A type of coverage found under Section C of an automobile policy. It covers damage against any peril other than collision or upset subject to certain exclusions and limitations.
For damage to the policyholder's car that doesn't involve hitting another car. Covers damage resulting from fire, theft, falling objects, missiles, explosion, earthquake, flood, riot and civil commotion.
This part of an auto insurance policy covers damages to your car caused by something other than a crash. A vandal breaks in, a tree falls on it or floodwaters engulf it. A deductible amount will apply.
(other than collision/OTC) - Protects your covered auto from damage other than collision. Types of losses usually covered are fire, theft, glass breakage, vandalism, windstorm, flood and hail. The limit of your coverage will not exceed the actual cash value of your auto at the time of accident, less deductible.
A loosely used term signifying broad or extensive coverage of insurance.
Pays for damage to your car except when it is caused by collision or upset, includes damage from such causes as fire, vandalism, windstorm, sand-storm, falling objects, animals, water or flood.
Also called "other than collision," covers auto physical damage losses by nonexcluded perils other than collision. This coverage must be specifically requested and requires the member to pay a deductible.
Pays for loss or damage to your vehicle caused by fire, theft, vandalism, hail, windstorm, riot, falling objects, flood, etc. If selected, the deductible applies to all damage except by fire
A loosely used term signifying broad or extensive insurance coverage.