A health insurance policy that provides payments in the event the insured is unable to work due to illness, sickness or accident.
A disability benefit provided by a specific health insurance contract which indemnities for loss of time in event of sickness or accident. Also, under certain life insurance contracts, a disability income can be provided for under a rider in the event of total and permanent disability of the insured.
Provides benefits in case of the insured's inability to perform all or part of his/her occupational duties because of an accident or illness.
A monthly benefit paid to an individual in the event of an accident or sickness to help replace earnings lost.
A rider that allows insurance premiums to be waived when the insured is disabled, typically for atleast six months.
A disability benefit provided by a specific health insurance contract that pays a regular monthly income if the insured is disabled by sickness or accident.