Tort liability of owners and possessors of land (such as tenants) to other persons who suffer losses or injuries on or off the land that are caused by some act on the land or some condition there.
describes property ownerâ€²s legal responsible to keep his property reasonable safe for people who come onto the property. For example, if you were injured while visiting someone elseâ€²s home or a commercial or public establishment (like a store) and your injury was caused because the building was unsafe, you may have a claim for premises liability. Similarly, a landlord owes a duty of care to his or her tenants and their guests. The landowner is supposed to maintain, inspect and take care of the premises that she or he controls. Typically, these cases involve visitors falling or tripping on steps or irregular floors, visitors being bitten by a dangerous dog and more.
Liability of landowners or those who are responsible for maintaining the property for activities or conditions occurring on the land.
Damages to a person from an unsafe condition on another party's property.
Covers your liability for injuries to people and damage to their property while on your insured business property.
If you are injured on another person's property, premises liability holds the owner or manager of the property responsible for your injuries.
the LIABILITY exposure arising from the ownership or use of premises, such as that for injuries to guests, customers or passersby. Oneâ€™s personal premises liability exposure is generally addressed in their Homeowners policy, and their business premises liability exposure is normally covered by a Commercial General Liability policy. (See INVITEE, LICENSEE and TRESPASSER)