coverage for "slips and falls" and other perils.
Coverage to protect your business against claims of bodily injury or property damage to others, arising out of injury on your premises, products you make or advertising and personal exposures. Claims are subject to occurrence and aggregate limits.
Usually involves claims for injuries or loss caused by property owner, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services.
This is a broad term that simply means liability insurance (excluding automobile) that provides third party protection. This would include premises risks and operations, contractual liability, products and completed operations. Larger corporations tend to carry a significant amount of general liability insurance, while smaller companies usually carry smaller policies that are more adaptive to their specific needs.
Coverage for liability that arises out of the conduct of a business. This could cover premises and operations exposures arising out of the location of the business, and also products and completed operations to cover damage from defective products or operations performed. There are other coverages which may also fall under the general liability label.
A FORM OF INSURANCE DESIGN TO PROTECT OWNERS AND OPERATORS OF BUSINESSES FROM A WIDE VARIETY OF LIABILITY EXPOSURES SUCH AS LIABILITY ARISING OUT OF ACCIDENTS RESULTING FROM THE PREMISE OR THE OPERATIONS OF AN INSURED, PRODUCTS SOLD BY THE INSURED, OPERATIONS COMPLETED BY THE INSURED AND CONTRACTUAL LIABILITY.
A form of insurance sold to businesses to indemnify the business for third party liability claims due to negligence. Coverages can include premises and operations liability for onsite and jobsite accidents and products liability claims for products that injure third parties.
Unlimited responsibility for an obligation, such as payment of debts of a business.
For the most part, claims for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services.
An insurance claim for damages or injuries resulting from patronage of a private company.
This cover protects the policyholder's legal liability for injury, property damage or financial loss caused to others.
In lieu of a complete Business Owner's Policy, this coverage protects your business for covered third party liability damage. This policy provides no Property coverage.