Extra coverage for expenses over and above the limit of liability for an Insured.

A provision in most liability policies under which the insurer agrees to pay defense costs, premiums on various bonds, interest accruing after a judgment, and other reasonable expenses in addition to the limit of liability.

Provide extra coverage over and above the insured’s limit of liability. Commonly included are defense costs, first aid expenses, bond premiums, and postjudgment interest.

Amounts payable under an insurance policy in addition to the policy's stated limits of liability. Vehicle and homeowners liability policies typically provide supplementary payments for the cost of certain bonds, interest charged on judgments against the insured, loss of earnings for attendance at hearings or trials and other reasonable expenses incurred at the insurance company's request.

A policy provision whereby the insuring company agrees to pay any and all costs levied against an insured in preparation of a legal defense should a loss occur.