Annual Percentage Rate. The yearly interest percentage of a loan, as expressed by the actual rate of interest paid. Example: 6% add-on interest would be much more that 6% simple interest, even though both would say 6%. The APR is disclosed as a requirement of federal truth in lending status.

Annual Percentage Rate. Standard measure of true interest on a loan measured over one year, reflecting the cost of paying on a monthly basis.

Annual Percentage Rate. Is the cost of a loan or overdraft expressed as an annual percentage of the balance of the loan. To calculate the interest rate, simply divide the APR by 12, so if the APR is 18% the monthly rate is 1.5%. This includes all costs.

annual percentage rate. The total financing costs associated with a loan on an annualized basis, divided by the amount borrowed. As defined by Federal Reserve Regulation Z and the Truth-in-Lending Act, this is a precisely calculated measure of the cost of a loan. The Truth-in-Lending Act and Regulation Z have specific requirements covering both how to calculate and how to disclose APRs.

Automatic Picture Replacement. A document contains lowresolution images until it is time to be RIPed, when the RIP replaces the image with a high resolution. This is to avoid excessively large document files clogging up the speed of operation when they are being worked on.

(automatic picture replacement) The replacement of a low-resolution image by a high-esolution image.

Automatic picture replacement. A process used on Creo (Scitex) systems where high-resolution scans are made, and specially linked low resolution images are sent to the designer for placement in the layout. The linked low-res images are automatically swapped with the high-res images at when the file is ripped. (Similar to opi.)

Automatic Picture Replacement. A Scitex term describing a feature in their systems which allows a low resolution F.P.O. image to be automatically replaced by its high resolution scan when being output.

Air Purifying Responders

Air-purifying respirators

Air purifying respirator

AIR PURIFICATION RESPIRATOR. A device worn to filter particulates and contaminants from the air. An APR should only be worn in atmospheres where the type, size, and quantity of the contaminants are known and sufficient oxygen is present.