A mortgage or deed of trust not obtained under a government insured program (such as FHA or VA)
A mortgage loan not insured by the Federal Housing Administration or guaranteed by the Veterans Administration.
A loan underwritten according to guidelines established by Federal National Mortgage Association (FNMA), Federal Home Loan Mortgage Corporation (FHLMC) or a private investor and insured, if necessary, by a private mortgage insurance company.
A mortgage loan which is not insured or guaranteed by the governement.
Residential mortgage issued by a lender without government guarantees or insurance, typically following Fannie Mae guidelines.
A longer-term mortgage loan which is not insured or guaranteed by a governmental agency.
A loan that's neither guaranteed nor insured by Federal Housing Administration (FHA) or Veterans' Administration (VA).
A conventional loan is one that is not backed by the federal government.
A mortgage or deed of trust not obtained under a government insured program, such as F.H.A. or V.A.
A mortgage underwritten using guidelines provided by either Fannie Mae or red die Mac. Usually less than $322,700. A loan not associated with the FHA.
A loan that is not guaranteed or insured by a government agency.
A loan which is not underwritten by a federal agency, such as HUD, and is subject to the conditions established by the lending institution and state statutes.
Mortgage loans other than those insured or guaranteed by a government agency such as the FHA (Federal Housing Administration), the VA (Veterans Administration), or the Rural Development Services (formerly know as Farmers Home Administration, or FmHA).
A mortgage loan which meets the underwriting guidelines of FNMA or FHLMC , as opposed to a government backed loan
A fixed-rate, fixed term loan that is not insured by the government.
Loan that usually carries a low interest rate and requires from 10% to 20% of the loan amount as a down payment, as opposed to an FHA or VA loan, which usually requires zero to 5%.
A mortgage loan not insured by a government or quasi-government agency such as the Federal Housing Authority or the Veterans Administration.
a fixed rate loan product that provides financing for borrowers who
a great alternative for non-veterans and veterans who do not qualify for a VA loan
a loan made to a buyer without a third-party participant, such as VA or FHA
a loan offered by a traditional private lender (for example, a bank, credit union, investor, etc
a loan that is either a private loan or not government sponsored
an indebtedness or mortgage made between a lending institution and a borrower without a third party participant, such as VA or FHA
A mortgage loan that is other than the one guaranteed by the Veterans Administration or insured by the Federal Housing Administration.
A mortgage loan not insured, or guaranteed, by a government agency (FHA, VA). Also the most popular form of home financing.
A specific type of mortgage loan, which is not insured by the Veterans Administration or FHA.
Any mortgage that is not insured or guaranteed by the federal government. Federally backed loans include Federal Housing Administration (FHA), Veterans Administration (VA) and U.S. Department of Agriculture Rural Development loans (formerly Farmers Home Administration or "FmHA" loans).
A loan that was not underwritten by HUD, the SBA, VA or the FHA.
A mortgage that is neither insured nor guaranteed by an agency of the federal government, although it may be privately insured.
Mortgage loan financing obtained without federal insurance or guaranty.
A mortgage loan that is not FHA-guaranteed or VA-insured.
This is a loan insured by the Housing of Urban Development, or HUD. To qualify for a conventional loan, you will have to meet certain criterion.
A loan arranged by a major financial institution such as a bank, credit union or trust company.
Any mortgage other than FHA or VA loan. A conventional loan can be conforming or non-conforming.
A loan neither insured nor guaranteed by Federal Housing Administration (FHA) or by Veterans' Administration (VA).
Generally speaking, any loan which is not a government insured loan, such as a FHA or VA, is considered a conventional loan.
A loan that requires no insurance or guarantees.
A loan that is underwritten by a federal agency.
A loan for the purchase of real estate not insured or guaranteed by any governmental agency.
This mortgage is a contract between the lender and the borrower, at the lender's risk. The borrower's property is held as security. The mortgage is not insured by any federally insured program. However, it may be insured with a private mortgage insurance company. Conventional mortgages usually require larger down payments than FHA or VA.
A residential real estate loan that does not require any insurance or guarantee, and is not backed by any government or other agency.
A real estate mortgage that adheres to conventional standards (most conform to Freddie Mac or Fannie Mae guidelines). Conventional loans are not insured or guaranteed by a federal agency.
a mortgage loan that is not government guaranteed (unlike VA/FHA loans).
A mortgage loan that is not backed by insurance from a government agency or other source.
Consumers need to demonstrate excellent credit in order to obtain an "A" or conventional loan, generally a credit score of 670-680 or higher.
A loan which falls within industry-accepted underwriting standards and one that is not insured by a government agency.
A fixed-rate, fixed-term mortgage loan not obtained under a government-insured program.
A long-term loan made by a lender for the purchase of a property. This loan ‘conforms' to guidelines established to re-sell it into the secondary mortgage market (i.e. Fannie Mae, Freddie Mac, Ginnie Mae).
A mortgage loan that is made by a bank, mortgage company, or savings and loan, and is not insured by the government.
A loan secured by a mortgage or deed of trust for which the loan-to-value ratio is within an acceptable range for a particular lending institution.
A mortgage loan that is not guaranteed or insured by the government. FHA and VA loans are not conventional loans.
Any mortgage not insured or guaranteed by a Federal government agency such as FHA, or Farmers Home Administration.
A mortgage loan which is not insured or guaranteed by a government agency such as FHA or VA.
A mortgage that is not insured or guaranteed by a government agency such as HUD/FHA, VA, or the Farmers Home Administration. These loans may require private mortgage insurance.
A loan that requires no insurance or guarantee.
A loan that is made without government insurance. It may be a fixed or adjustable rate loan.
A mortgage loan neither insured by FHA nor guaranteed by VA.
is a loan used for financing the cost of purchasing or refinancing a home that is insured by the FHA or guaranteed by the VA or Farmers Home Administration (FMHA)..
A loan on residential real estate of 1 to 4 units and that is not insured or guaranteed by the federal government.
Mortgage loan without a government guarantee or insurance.
1. a mortgage loan other than one guaranteed by the Veterans Administration or insured by the Federal Housing Administration. 2. a fixed-rate, fixed-term mortgage loan.
Non-government home loan.
A mortgage loan other than one guaranteed by the Veteran's Administration or insured by the Federal Housing Administration.
A mortgage not insured by FHA or guaranteed by the VA.
A mortgage loan that is not insured, guaranteed or funded by the Veterans Administration (VA), the Federal Housing Administration (FHA) or Rural Economic Community Development (RECD) (formerly Farmers Home Administration).
A loan that is not insured or guaranteed by a government or private source.
A mortgage underwritten using guidelines provided by either Fannie Mae or Freddie Mac. Usually less than $240,000. This type of loan is not associated with the FHA.
A loan that is not underwritten by a government agency.
A loan that is offered by the private business sector, as opposed to those insured or guaranteed by the US Government (FHA or VA loans, for example). A conventional mortgage loan may or may not require Private Mortgage Insurance, depending on the size of the loan relative to the value of the property. Conventional loans are generally underwritten based on the qualifying guidelines set by the Federal National Mortgage Association (FNMA, or Fannie Mae) or the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac), both of which are private corporations supervised by, but not a part of, the Federal Government.
A conventional loan is a mortgage that is not guaranteed, insured, or made by the federal government.
A conventional loan is a mortgage loan made by an institutional lender without government guarantees like a VA or FHA loan. (see the Pdxhomes.com Buyer’s section for examples)
A mortgage that is not insured under a government program.
A mortgage loan that is not insured, guaranteed, or funded by the federal or state government.
A housing loan not obtained under a government insured program.
A loan that may or may not require Private Mortgage Insurance. (Any loan amount with 20% or more down payment will not require PMI. Any loan amount with zero or 3% - 19% down payment will require PMI.) This type of loan is subject to the qualifying guidelines set forth by FNMA (Fannie Mae) or FHLMC (Freddy Mac).
A term describing a mortgage loan made by an approved lender where the debt is not insured by a government agency such as the FHA or VA.
A mortgage not insured by CMHC or GE Capital. Typically a mortgage under 75% loan to value. Covenant A clause in a loan agreement written to protect the lender's claim by keeping the borrower's financial position approximately the same as it was at the time the loan agreement was made. Essentially, covenants spell out what the borrower may do and must do in order to satisfy the terms of the loan. For example, the borrower may be prohibited from issuing more debt by using certain assets as collateral.
A loan made with real estate as security and not involving government participation in the form of insuring (FHA) or guaranteeing (VA) the loan.
A loan that is not created under any government housing program. These loans are not liable to the restrictions of government housing programs.
Refers to mortgage loans that are not insured or guaranteed by the government. There are many sub-types, including conforming, jumbo, sub-prime, etc.
Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
Their are two types of conventional loans: conforming and non-conforming. This is any type of mortgage other then VA and FHA loans.
loan without government insurance or guarantee.
A conforming loan with no government guarantee; that is, a Fannie Mae or Freddie Mac loan. (See definition of "conforming loan" above.).
Mortgage loan made without any additional guarantees for repayment, such as FHA insurance, D.A. guarantees, or private insurance; usually given at an 80 percent loan-to-value (IN) ratio.
A loan secured by a Mortgage or Deed of Trust which is not insured or guaranteed by a Governmental Agency.
A loan that is not insured or guaranteed by the federal government, such as the Veterans Administration or the Federal Housing Administration. Also known as a Conventional Mortgage.
A mortgage loan which is NOT insured by a government agency such as HUD or FHA.
A mortgage not obtained under a government-insured program, such as a Federal Housing Administration (FHA) or U.S. Department of Veterans Affairs (VA) program.
A loan not insured or guaranteed by a government agency, such as the FHA, VA or Farmers Home Administration.
A mortgage not insured or guaranteed by the federal government.
Normally refers to a non-governmental insured or guaranteed loan. This is a loan originated by a private source, i.e. bank, savings and loan, etc.
A long-term loan a lender makes for the purchase of a home.
residential real estate loan that is not insured nor guaranteed by the Federal Government.
A secured loan that is not insured by FHA and VA loans. Back Up
A fixed-rate, fixed-term loan that is made without government insurance.
this loan is not insured by the government; a private sector loan
This is a loan that is not insured or guaranteed by a government agency such as FHA or VA.
a loan not guaranteed or insured by a government entitity, such as the VA or FHA.
A mortgage not insured or guaranteed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or the Farmers Home Administration (FmHA).
A mortgage loan not insured by a government agency. FHA and VA loans are insured by the government.
A mortgage loan where the mortgage loan does not exceed 75% of the appraised value of the property and is therefore not required to be insured by a government agency such as CMHC.
A mortgage loan up to $ 359,650 .
A mortgage not guaranteed by the VA or FHA insured.
Refers to home loans other than government loans (VA and FHA).
An institutional loan that is not insured or guaranteed by a government agency.
Loans that are not made under any government housing program; they are not subject to the restrictions of government housing programs, such as loan size limits.
(General) A mortgage loan not insured by a govenment agency, such as FHA or VA.
Any loan not insured or guaranteed by a government agency. (Refers to loans made by institutional lenders.)
Long-term loan made for the purchase of a home, which is not insured or guaranteed by a governmental agency and which generally conforms to the standards required for sale of the loan into the secondary mortgage market. Typically requires a substantial down payment and is usually only available to those having good credit. It has fixed monthly payments for the life of the loan and usually has a 30-year period of fixed interest rates.
Any mortgage loan other than a VA or an FHA loan. A convention loan may be conforming or non-conforming.
A loan made by a lender without FHA insurance or VA Guaranty; called a Conventional loan because it conforms to accepted standards modified within legal bounds by mutual consent of the borrower and the lender.
A loan that is not backed by the federal government. May require private mortgage insurance (PMI).
A mortgage securing a loan made by investors without governmental underwriting, i.e., which is not FHA insured or VA guaranteed.
A loan made without government guarantee.
A non-government loan provided by banks, savings and loans, mortgage bankers and mortgage brokers.
a private sector loan, one that is not guaranteed or insured by the U.S. government.
A home loan that is not insured or guaranteed by the federal government. Contrast with government loan. Can be for conforming or non-conforming loan amounts.
A loan that is not insured or guaranteed by a government agency. The lender assumes the risk of default.
A contract between a lender and a borrower without government loan guaranty or regulation.
A mortgage that is not insured or guaranteed by a government agency such as the Federal Home Administration (FHA) or Veterans Administration (VA).