an individual life insurance policy that you are entitled to when your Federal Employees Group Life Insurance (FEGLI) ends, unless it ended because you voluntarily cancelled it
an individual policy with rates capped at twice the standard rate for a healthy person seeking individual coverage
An employer-sponsored group policy that can be converted to an individual policy with the same insurance company. These policies are usually very expensive.
A health insurance policy which was once part of an employment plan, but which a former employee has converted to personal payment of premiums.