Frames pages make a neat design. If this were a frames page, the text would appear to slide under the border on top. The trouble with frames is that (1) not all browsers can display them, so some visitors can't see them, and (2) search engines [with the possible exception of one] don't index them. This means that unless you have an established clientele and don't want additional internet traffic, a frames page set up will not work for you.