Reduction of automobile premium for a young driver at least sixteen who ranks in the upper 20 percent of his or her class, has a B or 3.0 average, or is on the Dean's list or honor roll. It is based on the premise that good students are better drivers.

A discount granted to students with high scholastic ratings. There is a proven relationship between good grades and safe driving.

Since studies have proven a link between good grades and good, safe driving, some insurance companies offer reduced premiums to students with high scholastic ratings. To be eligible for reduced premiums, simply provide your insurance agent with a recent student report showing a B average or better. Good Student discount regulations vary among states and the discount is not available in all states. Insurance studies have proven a link between good grades and good, safe driving, some insurance companies offer reduced premiums to students with high scholastic ratings. To be eligible for reduced premiums, simply provide your insurance agent with a recent student report showing a B average or better. Good Student discount regulations vary among states and the discount is not available in all states.