An insurance plan designed to fill the "gaps" in federal Medicare coverage. Charges are submitted to Medicare first, then charges for any services not covered by Medicare are submitted to the Medicare Supplement plan. Under this type of Medicare plan, you are not restricted to a specific network of doctors and hospitals. The Blue Shield Retiree Medical Plan is an examples of this type of plan.
an indemnity plan for individuals who are enrolled in both Part A and Part B of Medicare
Also known as Medigap insurance. A Medicare Supplement Plan enhances the benefits provided by Medicare Parts A and B. Some Medicare Supplement plans have preventive care or prescription medication benefits. For more information about these plans, see the Medicare Plan Descriptions section of this Web site.
This plan offers benefits and services beyond those covered by Medicare. Medicare is the primary payor so claims are submitted to Medicare first. Charges for any services not covered by Medicare are sent to the health plan. The plan reviews the claim and pays benefits. You may choose any licensed doctor anywhere in the world, but your costs will be lowest when you use one of your health plan's network providers and one who accepts Medicare. The Blue Shield Retiree Medical Plan and PacifiCare Medicare Supplement are examples of this type of plan.
An insurance plan designed to fill the "gaps" in Medicare coverage. Charges are submitted to Medicare first, and then charges for any services not covered by Medicare are submitted to the Medicare Supplement plan. An example of a Medicare Supplement Plan is Stanford's Blue Shield Retiree Medical Plan.
Insurance sold by private companies that you may purchase to cover what Medicare does not. These plans are a type of Medigap/Medicare Supplement plan. They are often called Plan A, Plan B, Plan C, Plan D, Plan E and so on up to Plan L.
