a separate report which will indicate whether there is present or past evidence of termites or other wood destroying insects

An inspection conducted by a pest inspection company to determine whether there is an infestation of termites or other pests in a home.

A certified pest inspector will check the home's interior and exterior to ensure that it is free from destructive insects. The inspector will provide the lender with a detailed report. Specific treatments are sometimes required before the loan may be closed, usually at the seller's expense.