The person who requires the insurance
The main policyholder and owner of the property to be insured.
The person taking out the insurance and completing the proposal form. A policy is a legal contract between the Proposer and the Insurer. You are a Proposer before the policy starts. Once it starts you become the Insured.
an individual or company who applies to take out an insurance policy.
The individual or organisation seeking insurance.
is the person who buys the insurance policy.