The right to add the amount of a purchase to the market value of an account(s) for the purpose of determining if you're entitled to a reduced sales charge on purchases of Class A shares.

A way for a mutual fund shareholder to qualify for a reduced sales charge. With ROA, the shareholder adds the value of shares already owned in his or her accounts, and uses that amount to receive a discount on purchases of new shares.

A term referring to the reduced sales charges if the current shares to purchase is affected by breakpoint when aggregated.

The ability of "related" mutual fund investors to pool their combined purchases to meet breakpoints See: Breakpoint.

A privilege offered by some investment companies that allows the investor to include the total market value of shares already owned in calculating sales charges when a new investment is made in additional shares.