A check that a bank has refused to cash or pay because the account holder does not have sufficient funds to cover it in their account.
check which a bank returns because it is not payable because there is no money in the account.
A check that is returned because there is not enough money in the account to cover it.
A check written for an amount exceeding the checking account balance. Bouncing a check has several negative consequences for the account holder, including fees and a damaged credit report. When a financial institution closes a checking account due to bounced checks, the account holder's name becomes part of a national list of people who've mismanaged checking accounts—making it difficult to open another one.
A bounced check is a check that is returned to the depositing bank because the owner of the account in the issuing bank has insufficient funds to cover the value of the check. In the United States, usually the check writer's bank and the other bank charge the check writer a penalty for the transaction, and in some instances the writer can be charged with a criminal action.