Definitions for "CCJ"
County Court Judgement. A judgement for debt recorded at a County Court. These judgements will be shown when the lender carries out a credit search. If the debt has been repaid, subsequent to the judgement being recorded, then the entry will be marked 'satisfied'. The appearance of CCJ's on the credit register will greatly reduce mortgage options and nearly all lenders will insist that they are satisfied before considering an application. Even with the judgement(s) satisfied few lenders are prepared to consider lending other than for the most minor judgements.
County Court Judgement. A judgement reached in the County Court that can be for not paying debts. Many lenders will not advance a mortgage if you have any outstanding judgements.
If payments on a financial agreement are not made, a magistrate may issue a county court judgement (CCJ) in the name of the individual. This greatly affects your credit rating.
CCJ : Financial Glossary at 1Stop Finance (UK) More CHAPS - CHAPS is a same-day payment clearing system More
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