Title I – Protects health insurance coverage for workers and their families when they change or lose their jobs. Title II – Requires the Department of Health and Human Services to establish national standards for electronic health care transactions and national identifies for providers, health plans, and employers. It also addresses the security, confidentiality, and privacy of health data.
Federal law that guarantees health care plan eligibility for people who change jobs, if the new employer offers group insurance.
HIPAA. A federal law enacted in 1996, offering limited protections to ensure continuity of health care coverage. Under HIPAA, insured individuals who have a health condition cannot be denied benefits when they change jobs. It also prevents health plans from refusing coverage on the basis of pre-existing conditions. But HIPAA puts no limits on premiums that may be charged.
An act that was signed into law in 1996. This Act is very broad in nature and brought uniformity to many areas of health insurance such as: definition of pre-existing conditions, acceptance of group health insurance applicants regardless of medical history, maternity, and creditable coverage. Contact the Department of Labor for more information on HIPAA.
A law passed in 1996 which is also sometimes called the "Kassebaum-Kennedy" law. This law expands an individual's health care coverage if he/she has lost his/her job, or if the individual has moved from one job to another. HIPAA also protects against pre-existing medical conditions, and/or problems people may encounter getting health coverage, based on past or present health. HIPAA also: limits how companies can use pre-existing medical conditions to keep individuals from getting health insurance coverage; usually gives a person credit for health coverage they have had in the past; offers special help with group health coverage when individuals lose coverage or have a new dependent; and generally, guarantees peoples' right to renew their health coverage. HIPAA does not, however, replace the states' roles as primary regulators of insurance.
A law passed in 1996 which was designed to expand health care coverage for those that lose a job, or need to move from one job to another. HIPAA protects clients who have pre-existing medical conditions and/or those having difficulty getting medical coverage. HIPAA also mandates providers keep your health information secure and private, and establishes uniform coding throughout the industry in attempt to reduce medical expenses derived from administrative processes.
A law passed in 1996, which is also sometimes called the "Kassebaum-Kennedy" law. This law expands your health care coverage if you have lost your job, or if you move from one job to another. HIPAA protects you and your family if you have: pre-existing medical conditions, and/or problems getting health coverage, and you think it is based on past or present health.
Healthcare legislation passed to ensure confidentiality of plan members and to ensure safeguards for transmitting healthcare information in a confidential and secure fashion.
