Each account on your credit report has an "Account Condition." It indicates the present state of the account (current, past due, etc.), but does not indicate the payment history of the account.

Each account on your credit report has an account condition, which shows the present state of the account (current, past due, etc.), but doesn't indicate the payment history of the account.

Indicates the present state of the account, but does not indicate the payment history of the account that led to the current state. (i.e. open, paid, charge off, repossession, settled, foreclosed, etc).