Damage to your house and detached structures from violent winds, such as hurricanes, cyclones and tornadoes, is covered. Damage to the contents of a building is not covered unless the storm causes an opening that allows damaging wind or water to enter; in that case, it is. njury to Others: You are insured under your policy's personal liability section for bodily injuries you or residents of your household or your pets accidentally cause to others. This coverage applies on or off your premises, anywhere in the world--provided you are legally liable for the injury and the resulting loss. If your misdirected golf shot injures another person or breaks a window, your homeowners policy would most likely pay for the injury or any property damage.

tropical storms with winds exceeding 74 mph originating over the North Atlantic and North Pacific oceans near high humidity and light winds. One well known characteristic of a hurricane is it's eye, which is generally about 5 to 25 miles in diameter and in which are present calm conditions, with clear skies and light winds. Hurricanes can move rather quickly losing intensity as soon as land is encountered, but not without having created very high tides and possibly massive destruction.

Hurricanes are cyclones of tropical origin, with wind speeds of at least 118 kilometres per hour. The winds in a hurricane rotate inwards to an area of low barometric pressure. This relatively calm centre is called the "eye".

Severe tropical storms whose winds exceed 74 mph. Hurricanes originate over the tropical and subtropical North Atlantic and North Pacific oceans, where there is high humidity and light wind. These conditions prevail mostly in the summer and early fall. Since hurricanes can take days or even weeks to form, time is usually available for preventive or protective measures. From space, hurricanes look like giant pinwheels, their winds circulating around an eye that is between 5 and 25 miles in diameter. The eye remains calm with light winds and often a clear sky. Hurricanes may move as fast as 50 mph, and can become incredibly destructive when they hit land. Although hurricanes lose power rapidly as soon as they leave the ocean, they can cause high waves and tides up to 25 feet above normal. Waves and heavy flooding cause the most deaths during a hurricane. The strongest hurricanes can cause tornadoes.

A hurricane is a cyclonic storm system which forms over the oceans. It is caused by evaporated water which comes off of the ocean and becomes a storm. The Coriolis Effect causes the storms to spin, and a hurricane is declared when this spinning mass of storms attains a wind speed greater than 74mph. In different parts of the world hurricanes are known as cyclones or typhoons. The former occur in the Indian Ocean, while the latter occur in the Eastern Pacific Ocean. The most damaging hurricane ever was Hurricane Andrew, which hit southern Florida in 1992.