Sometimes informally known as a mortgage offer. This document details the terms and conditions upon which the lender is prepared to make a mortgage loan. The applicant must sign and return a copy of the offer indicating their acceptance of the proposed terms.

If a lender is prepared to lend you money, they will send you an offer letter setting out certain charges, calculations etc. which you should read carefully and understand. If you have any question, please contact us or your legal advisor immediately.

The formal offer of a mortgage from a lender.