Life insurance for a fixed term usually on a level basis. At the end of the term the person assured has the option of either taking out a whole of life insurance policy or an endowment for the same sum assured without the need for further evidence of health. The premium will be slightly higher than ordinary term insurance to cover the additional risk.

As an option to the policy owner, term insurance which can be transferred (converted) to a permanent insurance policy. The favorable aspect is the insured one need not provide proof of his/ her insurability.

This type of term insurance contract allows the policyowner to convert their policy to a whole life insurance contract. ()

Term insurance which can be exchanged (converted), at the option of the policyowner and without evidence of insurability, for a permanent insurance policy.

Term insurance which can be exchanged, at the option of the policyholder and without evidence of insurability, for another plan of insurance.

Term insurance that offers the policyholder the option of exchanging it for a permanent plan of insurance without evidence of insurability.

Term insurance that the policy owner can exchange for a permanent insurance policy without evidence of insurability.

Term insurance which can be changed into a permanent policy without further evidence of insurability or medical examination.

A type of term insurance that allows the policy owner to change the term insurance policy to a whole life policy without providing evidence of insurability. The premium rate is normally based on the age of the insured at the time of the conversion.

A term insurance policy which may be exchanged (converted) for a permanent insurance policy at the policy owner's request and without evidence of insurability.

Term insurance that can be exchanged for another plan of insurance at the option of the policyholder without evidence of insurability.

Term life insurance that can be converted, at the option of the policy owner and without evidence of insurability, for a permanent type of insurance policy.

Term life insurance coverage that can be converted into permanent life insurance upon the policy's expiration. The insured generally cannot be denied permanent coverage or charged an additional premium because of health problems.

Term insurance that a policyholder may exchange for another type of coverage without providing evidence of insurability.

Term insurance which can be exchanged into a permanent policy without evidence of insurability or a medical exam.