A system of compensation for work-related injuries or death, paid for by employer compensation insurance contributions.
Government program that shields employers from personal liability if an employee is injured on the job. The program pays the injured employees medical expenses and a small stipend while the worker is recovering from injuries.
A state-governed system designed to address work-related injuries. Under this system employers assume the cost of medical treatment and wage losses arising from a worker's job-related injury or disease, regardless of who is at fault. In return, employees give up the right to sue employers, even if injuries stem from employer negligence.
Life and health coverage for employees while they are on the job. Premiums are paid by the employer.
Payment in lieu of wages lost or compensation for personal injury sustained as a result of accidents in the course of employment, i.e., received at work or travelling to or from work.
Workersâ€(tm) compensation is insurance, paid for by employers, that provides cash benefits and medical care if an employee becomes disabled because of an injury related to the employeeâ€(tm)s job.
A payment from an employer to an employee for injuries or illness caused at work.
Refers to payments for loss of income, medical treatment and rehabilitative costs paid for by Workcover or the relevant self insurer as a result of a work related injury.
Insurance that employers are required to have to cover employees who get sick or injured on the job.
Benefits paid workers for injury, disability or disease contracted in the course of their employment. Benefits and conditions are set by law, although in most states the insurance may be purchased from regular insurance companies. A few states have monopolistic state compensation funds.
A system established under state law that provides payments, without regard to fault, to employees injured in the course and scope of their employment.
A system established by statute under which employers are responsible for medical expenses and disabilities of workers injured while on the job; compensation is payable even if the employer is not at fault and even if the carelessness of the worker contributed to the injury, but the employer is not necessarily liable for damages for pain and suffering.
Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions.