This insurance protects an employer against the claims for damages which arise out of injuries to employees in the coarse of their work. A workers' compensation policy insures the employer against liability under state compensation laws. Employers Liability Insurance provides protection in cases not covered by the compensation law.
Also identified as Coverage B under Workers Compensation Insurance. Coverage protecting an insured employer against common law suits by employees for on-the-job injuries or illnesses not covered by the Workers Compensation law of the jurisdiction in which the occurrence took place (Coverage A).
Insurance by employers in respect of their liability to employees for injury or disease arising out of and in the course of their employment. With some exemptions this insurance is compulsory in Great Britain, and can only be provided by an authorised insurer.
Insurance that protects an employer against the claims for damages, which arise out of injuries to employees in the course of work. Employers Liability Insurance generally provides protection in employment related injury cases not covered by Workers' Compensation Law.
Coverage against common law liability of an employer for accidents to employees, as distinguished from liability imposed by a workers' compensation law.
A feature of standard workers compensation policies, this coverage applies to liability that may be imposed on an employer outside the provisions of a workers compensation law.
coverage against common law liability of an employer for injuries to employees (as opposed to statutory WORKERS COMPENSATION coverage). It is included in the Workers Comp policy as Part Two and complements the statutory WC coverage. How much this part of the WC policy comes into play can vary state-to-state, depending on how the state's workers comp law is written - specifically, how effective the EXCLUSIVE REMEDY aspect of the law is. A very effective WC law should minimize the number of Employers' Liability claims.