Additional liability insurance for firms or individuals covering claims greater...
Insurance that provides additional liability coverage over and above that provided by a homeowners', automobile, professional liability, or comprehensive personal liability policy.
A type of liability insurance available to individuals and companies protecting them against claims above and beyond the amount covered by their primary policies or for claims not currently covered. see also insurance, liability.
A catastrophe liability policy to provide excess liability coverage over that of underlying liability policies and also to provide liability coverage in some situations excluded by underlying liability policies.
Provides excess coverage over several primary policies, such as CGL, auto liability and employers liability. Increases the amount of liability insurance beyond that of the basic policies carried by the nonprofit and reaches out to cover areas of unknown exposures lacking in the basic insurance policy.
A policy that "floats" above your other coverage. You must carry a certain amount of underlying liability coverage before you may buy an umbrella policy. This coverage kicks in if you are sued for an amount greater than the limits of your homeowner's policy.
A liability policy that covers in excess of primary limits of the basic liability policy.
A form of liability insurance protecting policyholders for claims in excess of the limits of their primary automobile, general liability and workers compensation policies, and for some (few) claims excluded by their primary policies which are subject to a deductible, which may range from $250 for a personal umbrella to a minimum of $10,000 for a commercial umbrella
This provides broadened coverage and higher limits of liability for businesses, organizations and individuals. Supplements basic liability coverage. See also excess insurance.
Coverage designed to protect for losses in excess of amounts covered by other liability insurance policies; in some cases, may also protect the insured not covered by the usual liability polices. This type of liability insurance provides excess liability protection. Businesses and individuals need this coverage for its provision of excess coverage over the underlying liability insurance they maintain. Various extensions are available for Umbrella coverages. [MORE
Excess insurnace, usually with a substantial deductible, and also providing coverage for many risks not included in the basic coverage.
A form of liability insurance that provides excess coverage over the basic homeowners and automobile insurance policies.
Insurance that covers losses in excess of amounts covered by primary auto and homeowners liability insurance policies and protects the insured in many situations not covered by the primary automobile or homeowners liability policies.
uninsured motorist coverage universal life